When two boats share the same hull type — in this case both the VIP Bay Stealth 2460 BSVL O/B Liner 2007 and the VIP Bluewater 186 CCF 2008 are modified vee designs with fiberglass construction — the buying decision usually comes down to a handful of practical questions: how many people are you putting on the water, how far do you trailer, and what does your tow vehicle weigh?

The power gap is worth calling out. Rated to 200 hp, the VIP Bay Stealth 2460 BSVL O/B Liner 2007 has a 110-hp advantage over the VIP Bluewater 186 CCF 2008's 90-hp ceiling — enough to notice on acceleration and at cruising speed, particularly with a full passenger load. Fuel capacity breaks the other way: the VIP Bay Stealth 2460 BSVL O/B Liner 2007 carries 75 gallons versus 46 gallons in the VIP Bluewater 186 CCF 2008. On a lake day that's negligible, but for coastal cruising or long reservoir runs the extra range matters.

For family outings this is probably the sharpest distinction between the two. The VIP Bay Stealth 2460 BSVL O/B Liner 2007 is rated for 7 passengers, while the VIP Bluewater 186 CCF 2008 caps at 6. If you're regularly pulling extended family or a group of friends onto the water, the extra seats on the VIP Bay Stealth 2460 BSVL O/B Liner 2007 could be the deciding factor.