When two boats share the same hull type — in this case both the Tiara Yachts 3100 Open 2013 and the Tiara Yachts 3900 Convertible 2013 are deep vee designs with fiberglass construction — the buying decision usually comes down to a handful of practical questions: how many people are you putting on the water, how far do you trailer, and what does your tow vehicle weigh?

Size is the most obvious dividing line here. The Tiara Yachts 3900 Convertible 2013 measures 41,6 feet overall (2013), giving it roughly 8,5 additional feet of deck space compared to the Tiara Yachts 3100 Open 2013 at 33,1 feet (2013). Weight tells a clearer story for trailering families: the Tiara Yachts 3900 Convertible 2013 tips the scales at 30 125 lbs — 16 900 lbs less than the Tiara Yachts 3100 Open 2013 at 13 225 lbs. That difference is meaningful if you're working within a half-ton or three-quarter-ton truck's tow rating, especially once you factor in a motor, gear, and fuel.

The power gap is worth calling out. Rated to 550 hp, the Tiara Yachts 3900 Convertible 2013 has a 175-hp advantage over the Tiara Yachts 3100 Open 2013's 375-hp ceiling — enough to notice on acceleration and at cruising speed, particularly with a full passenger load. Fuel capacity breaks the other way: the Tiara Yachts 3900 Convertible 2013 carries 475 gallons versus 21 gallons in the Tiara Yachts 3100 Open 2013. On a lake day that's negligible, but for coastal cruising or long reservoir runs the extra range matters.

For family outings this is probably the sharpest distinction between the two. The Tiara Yachts 3900 Convertible 2013 is rated for 12 passengers, while the Tiara Yachts 3100 Open 2013 caps at 10. If you're regularly pulling extended family or a group of friends onto the water, the extra seats on the Tiara Yachts 3900 Convertible 2013 could be the deciding factor.