When two boats share the same hull type — in this case both the Stingray 195FX 2008 and the Stingray 220CS 2008 are modified vee designs with fiberglass construction — the buying decision usually comes down to a handful of practical questions: how many people are you putting on the water, how far do you trailer, and what does your tow vehicle weigh?

On paper these two are close siblings in the size department — Stingray 195FX 2008 at 19,0 ft versus Stingray 220CS 2008 at 21,0 ft. Weight tells a clearer story for trailering families: the Stingray 220CS 2008 tips the scales at 3 143 lbs — 505 lbs less than the Stingray 195FX 2008 at 2 638 lbs. That difference is meaningful if you're working within a half-ton or three-quarter-ton truck's tow rating, especially once you factor in a motor, gear, and fuel.

Both boats are rated for 8 passengers — a good fit for a family of four or five plus guests. Comfort at capacity is another matter; the longer hull typically means more seat options and better weight distribution.