When two boats share the same hull type — in this case both the Stingray 195FX Fish & Ski 2012 and the Stingray 240CS 2009 are modified vee designs with fiberglass construction — the buying decision usually comes down to a handful of practical questions: how many people are you putting on the water, how far do you trailer, and what does your tow vehicle weigh?

Size is the most obvious dividing line here. The Stingray 240CS 2009 measures 23,0 feet overall (2009), giving it roughly 3,5 additional feet of deck space compared to the Stingray 195FX Fish & Ski 2012 at 19,5 feet (2012). Weight tells a clearer story for trailering families: the Stingray 240CS 2009 tips the scales at 4 605 lbs — 1 933 lbs less than the Stingray 195FX Fish & Ski 2012 at 2 672 lbs. That difference is meaningful if you're working within a half-ton or three-quarter-ton truck's tow rating, especially once you factor in a motor, gear, and fuel.

For family outings this is probably the sharpest distinction between the two. The Stingray 195FX Fish & Ski 2012 is rated for 8 passengers, while the Stingray 240CS 2009 caps at 1. If you're regularly pulling extended family or a group of friends onto the water, the extra seats on the Stingray 195FX Fish & Ski 2012 could be the deciding factor.