Both the Sea Ray 195 Sport 2008 and the Sea Ray 195 Sport 2009 are modified-V designs, both built in fibreglass, so the buying decision usually comes down to a handful of practical questions: how many people are you putting on the water, how far do you trailer, and what does your tow vehicle weigh?

On paper these two are close siblings in the size department - Sea Ray 195 Sport 2008 at 20,0 ft versus Sea Ray 195 Sport 2009 at 20,2 ft. At 2 828 lbs and 2 828 lbs respectively, both sit in a similar weight class - either should pair comfortably with most mid-size SUVs and half-ton trucks, though always confirm your specific tow rating with the motor added.

The power gap is worth calling out. Rated to 260 hp, the Sea Ray 195 Sport 2009 has a 255-hp advantage over the Sea Ray 195 Sport 2008's 5-hp ceiling - enough to notice on acceleration and at cruising speed, particularly with a full passenger load. Both carry nearly identical fuel loads - 30 gal and 30 gal - so range won't be a tiebreaker here.

Both boats are rated for 8 passengers - a good fit for a family of four or five plus guests. Comfort at capacity is another matter; the longer hull typically means more seat options and better weight distribution.