When two boats share the same hull type — in this case both the Regulator 26 FS 2012 and the Regulator 28 FS 2012 are modified vee designs with fiberglass construction — the buying decision usually comes down to a handful of practical questions: how many people are you putting on the water, how far do you trailer, and what does your tow vehicle weigh?

On paper these two are close siblings in the size department — Regulator 26 FS 2012 at 25,8 ft versus Regulator 28 FS 2012 at 27,6 ft. Weight tells a clearer story for trailering families: the Regulator 26 FS 2012 tips the scales at 6 216 lbs — 5 390 lbs more than the Regulator 28 FS 2012 at 826 lbs. That difference is meaningful if you're working within a half-ton or three-quarter-ton truck's tow rating, especially once you factor in a motor, gear, and fuel.

The power gap is worth calling out. Rated to 600 hp, the Regulator 28 FS 2012 has a 100-hp advantage over the Regulator 26 FS 2012's 500-hp ceiling — enough to notice on acceleration and at cruising speed, particularly with a full passenger load. Fuel capacity breaks the other way: the Regulator 28 FS 2012 carries 235 gallons versus 2 gallons in the Regulator 26 FS 2012. On a lake day that's negligible, but for coastal cruising or long reservoir runs the extra range matters.

For family outings this is probably the sharpest distinction between the two. The Regulator 28 FS 2012 is rated for 8 passengers, while the Regulator 26 FS 2012 caps at 7. If you're regularly pulling extended family or a group of friends onto the water, the extra seats on the Regulator 28 FS 2012 could be the deciding factor.