The Regal Boats 28 Express 2020 vs Regal Boats 36 XO 2021 comparison sits squarely in the category of decisions where specs alone won't tell the whole story — intended use, storage, and long-term ownership costs all factor in.
The Regal Boats 28 Express 2020 carries a rated maximum of 350 hp. Engine data for the Regal Boats 36 XO 2021 wasn't available in our records — check the manufacturer's spec sheet before sizing a motor.Fuel capacity breaks the other way: the Regal Boats 36 XO 2021 carries 265 gallons versus 73 gallons in the Regal Boats 28 Express 2020. On a lake day that's negligible, but for coastal cruising or long reservoir runs the extra range matters.
For family outings this is probably the sharpest distinction between the two. The Regal Boats 36 XO 2021 is rated for 11 passengers, while the Regal Boats 28 Express 2020 caps at 8. If you're regularly pulling extended family or a group of friends onto the water, the extra seats on the Regal Boats 36 XO 2021 could be the deciding factor.
Bottom line: Choose the Regal Boats 36 XO 2021 if your priority is putting more people on the water — it handles 11 passengers and at 39,0 ft it has the deck room to back that rating up comfortably. The Regal Boats 28 Express 2020 is the smarter pick if you want a lighter, easier-to-trailer boat rated for 8 that costs less to run day-to-day.