When two boats share the same hull type — in this case both the PlayCraft FX4 FishDeck Series 2010 and the PlayCraft Ultra Deck Cruiser 20 I/O 2012 are planing hull designs with fiberglass construction — the buying decision usually comes down to a handful of practical questions: how many people are you putting on the water, how far do you trailer, and what does your tow vehicle weigh?
The power gap is worth calling out. Rated to 260 hp, the PlayCraft Ultra Deck Cruiser 20 I/O 2012 has a 35-hp advantage over the PlayCraft FX4 FishDeck Series 2010's 225-hp ceiling — enough to notice on acceleration and at cruising speed, particularly with a full passenger load. Both carry nearly identical fuel loads — 7 gal and 7 gal — so range won't be a tiebreaker here.
Both boats are rated for 1 passengers — a good fit for a family of four or five plus guests. Comfort at capacity is another matter; the longer hull typically means more seat options and better weight distribution.
Bottom line: The PlayCraft FX4 FishDeck Series 2010 at 24,0 ft is the right call if deck space, comfort, and entertaining are top of your list. The PlayCraft Ultra Deck Cruiser 20 I/O 2012 at 2,0 ft wins on trailering ease, likely lower purchase price, and simpler docking — a solid choice for a buyer who wants more boat for less money.