Matching a planing hull PlayCraft FX4 FishDeck Series 2010 against a pontoon PlayCraft Ultra 2800 OB 2012 means you're likely deciding between two genuinely different on-water experiences. Hull type shapes everything from ride quality and fuel burn to dock handling and resale trajectory.
The power gap is worth calling out. Rated to 225 hp, the PlayCraft FX4 FishDeck Series 2010 has a 50-hp advantage over the PlayCraft Ultra 2800 OB 2012's 175-hp ceiling — enough to notice on acceleration and at cruising speed, particularly with a full passenger load. Fuel capacity breaks the other way: the PlayCraft Ultra 2800 OB 2012 carries 103 gallons versus 7 gallons in the PlayCraft FX4 FishDeck Series 2010. On a lake day that's negligible, but for coastal cruising or long reservoir runs the extra range matters.
For family outings this is probably the sharpest distinction between the two. The PlayCraft Ultra 2800 OB 2012 is rated for 18 passengers, while the PlayCraft FX4 FishDeck Series 2010 caps at 1. If you're regularly pulling extended family or a group of friends onto the water, the extra seats on the PlayCraft Ultra 2800 OB 2012 could be the deciding factor.
Bottom line: Choose the PlayCraft Ultra 2800 OB 2012 if your priority is putting more people on the water — it handles 18 passengers and at 28,0 ft it has the deck room to back that rating up comfortably. The PlayCraft FX4 FishDeck Series 2010 is the smarter pick if you want a lighter, easier-to-trailer boat rated for 1 that costs less to run day-to-day.