Monterey 320SY 2010 boat specs
Monterey
Monterey 320SY 2010
2010
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VS
Monterey M-45 2020 boat specs
Monterey
Monterey M-45 2020
2020
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Monterey 320SY 2010 vs Monterey M-45 2020: Same Brand, Different Boat

The Monterey 320SY 2010 vs Monterey M-45 2020 comparison sits squarely in the category of decisions where specs alone won't tell the whole story: intended use, storage, and long-term ownership costs all factor in.

The power gap is worth calling out. Rated to 350 hp, the Monterey M-45 2020 has a 30-hp advantage over the Monterey 320SY 2010's 320-hp ceiling - enough to notice on acceleration and at cruising speed, particularly with a full passenger load. Fuel capacity breaks the other way: the Monterey 320SY 2010 carries 180 gallons versus 50 gallons in the Monterey M-45 2020. On a lake day that's negligible, but for coastal cruising or long reservoir runs the extra range matters.

Bottom line: The Monterey 320SY 2010 at 33,8 ft is the right call if deck space, comfort, and entertaining are top of your list. The Monterey M-45 2020 at 24,0 ft wins on trailering ease, likely lower purchase price, and simpler docking - a solid choice for a buyer who wants more boat for less money.
General Boat Info
MakeMonterey
Makenot available
Model320SY
Modelnot available
Model Year2010
Model Yearnot available
Measurements / Dimensions
Beam10 ft. 10 in. (3.3 m)
Beam8.60 ft
Beam - Meters3.3
Beam - Meters2.62
Beam - Inches130
Beam - Inches103
Bridge clearance - DetailWith Arch: 10 ft. 2 in. (3.1 m)
Bridge clearance - Detailnot available
Bridge clearance - Meters3.1
Bridge clearance - Metersnot available
Bridge clearance - Inches122
Bridge clearance - Inchesnot available
Deadrise17℃
Deadrisenot available
Draft [drive up] - Detail30 in. (76.2 cm)
Draft [drive up] - Detailnot available
Draft [drive up] meters0.76
Draft [drive up] metersnot available
Draft [drive up] inches30
Draft [drive up] inchesnot available
Draft [max] - Detail40 in. (101.6 cm)
Draft [max] - Detail3.20 ft
Draft [max] - Meters1.02
Draft [max] - Meters0.98
Draft [max] - Inches40
Draft [max] - Inches38
Length - Feet33.83
Length - Feet24
Length [over all with swim platform]33 ft. 10 in. (10.3 m)
Length [over all with swim platform]not available
Length overall - Detailnot available
Length overall - Detail24.00 ft
Length overall - Metersnot available
Length overall - Meters7.32
Length overall - Inchesnot available
Length overall - Inches288
Draft Minnot available
Draft Min1.60 ft
Displacementnot available
Displacement4500.00 lbs
Body / Hull
Hull materialFiberglass
Hull materialnot available
Hull typeModified Vee
Hull typenot available
Engine and Drivetrain
Fuel tank capacity - Detail180 gal. (681.37 l)
Fuel tank capacity - Detailnot available
Fuel tank capacity - Liters681.37
Fuel tank capacity - Liters189.27
Fuel tank capacity - Gal180
Fuel tank capacity - Gal50
Fuel typeGas or Diesel
Fuel typenot available
Drive typeInboard - Twin
Drive typeoutboard
Engine maxT-320 hp (T-223.7 kW)
Engine maxnot available
Horsepowernot available
Horsepower350 hp
Engine 2 Engine Makenot available
Engine 2 Engine MakeVOLVO PENTA
Engine 2 Horsepowernot available
Engine 2 Horsepower380 hp
Engine 2 Drive Typenot available
Engine 2 Drive Typeinboard
Operational Info
Headroom6 ft. 3 in. (1.91 m)
Headroomnot available
Water capacity42 gal. (159 l)
Water capacity10
Holding tank capacity - Detail28 gal. (105.99 l)
Holding tank capacity - Detailnot available
Holding tank capacity - Liters105.99
Holding tank capacity - Litersnot available
Holding tank capacity - Gal28
Holding tank capacity - Galnot available
Headnot available
Head1
Boat typenot available
Boat typePower

Monterey 320SY 2010 vs Monterey M-45 2020 - Common Questions

Which is the larger boat - the Monterey 320SY 2010 or the Monterey M-45 2020?
The Monterey 320SY 2010 is the longer of the two at 33,8 feet overall. The Monterey M-45 2020 comes in at 24,0 feet, making it roughly 9,8 ft shorter - a meaningful difference in deck room and overall on-water presence.
Which boat can handle a bigger outboard?
The Monterey M-45 2020 is rated to a maximum of 350 hp, giving it the larger power ceiling. The Monterey 320SY 2010 tops out at 320 hp. Keep in mind that maximum ratings are just that - matching the motor to the actual load and usage pattern usually matters more than chasing the ceiling.
How many passengers can the Monterey M-45 2020 carry?
The Monterey M-45 2020 has an official capacity rating of 7 people. Capacity data wasn't available for the other model in this comparison - verify directly with the dealer.
Which boat is wider, and does it affect trailering?
The Monterey 320SY 2010 measures 130" wide, compared to 103" for the Monterey M-45 2020. The US standard-width towing limit is 8’6" (102") in most states - anything over that may need a wide-load permit. Confirm your specific route requirements with each state's DOT.
Which boat has the larger fuel tank - the Monterey 320SY 2010 or the Monterey M-45 2020?
The Monterey 320SY 2010 has the bigger tank at 180 gallons, versus 50 gallons on the Monterey M-45 2020. That 130-gallon difference translates to roughly 390–650 nautical miles of additional range at cruising speed, depending on motor, load, and conditions.
Are the Monterey 320SY 2010 and Monterey M-45 2020 from the same manufacturer?
Yes - both the Monterey 320SY 2010 and the Monterey M-45 2020 are built by Monterey. That means shared dealer networks, common parts availability, and consistent build quality across the line. The choice between them is essentially a question of how much boat you need, not which brand you trust.