Monterey 298 SS 2021 vs Monterey M3 2012 - Boat Spec Comparison

Q: Which is the larger boat — the Monterey 298 SS 2021 or the Monterey M3 2012?

The Monterey 298 SS 2021 is the longer of the two at 29,0 feet overall. The Monterey M3 2012 comes in at 23,8 feet, making it roughly 5,2 ft shorter — a meaningful difference in deck room and overall on-water presence.

Q: Which is easier to trailer — the Monterey 298 SS 2021 or the Monterey M3 2012?

For trailering, the Monterey M3 2012 has the edge at 45 lbs dry weight versus 6 800 lbs for the Monterey 298 SS 2021. Add a motor (typically 300–500 lbs for an outboard in this class), gear, and a partial fuel load and the difference grows. Lighter is friendlier on smaller tow vehicles and on fuel economy while hauling.

Q: Which boat can handle a bigger outboard?

The Monterey 298 SS 2021 is rated to a maximum of 560 hp, giving it the larger power ceiling. The Monterey M3 2012 tops out at 320 hp. Keep in mind that maximum ratings are just that — matching the motor to the actual load and usage pattern usually matters more than chasing the ceiling.

Q: How many passengers can the Monterey 298 SS 2021 carry?

The Monterey 298 SS 2021 has an official capacity rating of 8 people. Capacity data wasn't available for the other model in this comparison — verify directly with the dealer.

Q: Which boat is wider, and does it affect trailering?

The Monterey 298 SS 2021 measures 108" wide, compared to 102" for the Monterey M3 2012. The US standard-width towing limit is 8’6" (102") in most states — anything over that may need a wide-load permit. Confirm your specific route requirements with each state's DOT.

Q: Which boat has the larger fuel tank — the Monterey 298 SS 2021 or the Monterey M3 2012?

The Monterey M3 2012 has the bigger tank at 5 gallons, versus 1 gallons on the Monterey 298 SS 2021. That 4-gallon difference translates to roughly 12–20 nautical miles of additional range at cruising speed, depending on motor, load, and conditions.

Q: Are the Monterey 298 SS 2021 and Monterey M3 2012 from the same manufacturer?

Yes — both the Monterey 298 SS 2021 and the Monterey M3 2012 are built by Monterey. That means shared dealer networks, common parts availability, and consistent build quality across the line. The choice between them is essentially a question of how much boat you need, not which brand you trust.

Boat Comparison

Monterey 298 SS 2021 vs Monterey M3 2012

Monterey

Monterey 298 SS 2021

2021

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Monterey

Monterey M3 2012

2012

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Detailed Evaluation & Buyer Recommendation

Monterey 298 SS 2021 vs Monterey M3 2012 — Same Brand, Different Boat

The Monterey 298 SS 2021 vs Monterey M3 2012 comparison sits squarely in the category of decisions where specs alone won't tell the whole story — intended use, storage, and long-term ownership costs all factor in.

Size is the most obvious dividing line here. The Monterey 298 SS 2021 measures 29,0 feet overall (2021), giving it roughly 5,2 additional feet of deck space compared to the Monterey M3 2012 at 23,8 feet (2012). Weight tells a clearer story for trailering families: the Monterey 298 SS 2021 tips the scales at 6 800 lbs — 6 755 lbs more than the Monterey M3 2012 at 45 lbs. That difference is meaningful if you're working within a half-ton or three-quarter-ton truck's tow rating, especially once you factor in a motor, gear, and fuel.

The power gap is worth calling out. Rated to 560 hp, the Monterey 298 SS 2021 has a 240-hp advantage over the Monterey M3 2012's 320-hp ceiling — enough to notice on acceleration and at cruising speed, particularly with a full passenger load. Fuel capacity breaks the other way: the Monterey M3 2012 carries 5 gallons versus 1 gallons in the Monterey 298 SS 2021. On a lake day that's negligible, but for coastal cruising or long reservoir runs the extra range matters.

The Monterey 298 SS 2021 is rated for up to 8 people. Passenger data for the Monterey M3 2012 wasn't available.

Bottom line: The Monterey 298 SS 2021 at 29,0 ft is the right call if deck space, comfort, and entertaining are top of your list. The Monterey M3 2012 at 23,8 ft wins on trailering ease, likely lower purchase price, and simpler docking — a solid choice for a buyer who wants more boat for less money.

Measurements / Dimensions

Length overall - Detail29.00 ft

Length overall - Detailnot available

Length - Feet29

Length - Feet23.83

Length overall - Meters8.84

Length overall - Metersnot available

Length overall - Inches348

Length overall - Inchesnot available

Beam9.00 ft

Beam8 ft. 6 in. (2.5 m)

Beam - Meters2.74

Beam - Meters2.59

Beam - Inches108

Beam - Inches102

Draft [max] - Detail3.70 ft

Draft [max] - Detail39 in. (0.99 m)

Draft [max] - Meters1.13

Draft [max] - Meters0.99

Draft [max] - Inches44

Draft [max] - Inches39

Draft Min2.50 ft

Draft Minnot available

Displacement6800.00 lbs

Displacementnot available

Deadrisenot available

Deadrise20°

Draft [drive up] - Detailnot available

Draft [drive up] - Detail27 in. (0.68 m)

Draft [drive up] metersnot available

Draft [drive up] meters0.69

Draft [drive up] inchesnot available

Draft [drive up] inches27

Weight - Detailnot available

Weight - Detail4,500 lbs. (2,041 kg)

Weight - kgnot available

Weight - kg2041.16

Weight - lbs.not available

Weight - lbs.45

Length [over all with swim platform]not available

Length [over all with swim platform]23 ft. 10 in. (7.04 m)

Engine and Drivetrain

Fuel tank capacity - Gal1

Fuel tank capacity - Gal5

Fuel tank capacity - Liters378.54

Fuel tank capacity - Liters189.27

Horsepower560 hp

Horsepowernot available

Fuel typeOther

Fuel typeGas

Drive typeinboard

Drive typeInboard

Fuel tank capacity - Detailnot available

Fuel tank capacity - Detail50 gal. (189.3 l)

Engine maxnot available

Engine max320 hp (223.7 kW)

Operational Info

Water capacity15

Water capacity10 gal. (37.9 l)

Holding tank capacity - Gal11

Holding tank capacity - Galnot available

Holding tank capacity - Liters41.64

Holding tank capacity - Litersnot available

Boat typePower

Boat typenot available

General Boat Info

Makenot available

MakeMonterey

Modelnot available

ModelM3

Model Yearnot available

Model Year2012

Body / Hull

Hull materialnot available

Hull materialFiberglass

Hull typenot available

Hull typeDeep Vee

Monterey 298 SS 2021 vs Monterey M3 2012 — Common Questions

Which is the larger boat — the Monterey 298 SS 2021 or the Monterey M3 2012?

The Monterey 298 SS 2021 is the longer of the two at 29,0 feet overall. The Monterey M3 2012 comes in at 23,8 feet, making it roughly 5,2 ft shorter — a meaningful difference in deck room and overall on-water presence.

Which is easier to trailer — the Monterey 298 SS 2021 or the Monterey M3 2012?

For trailering, the Monterey M3 2012 has the edge at 45 lbs dry weight versus 6 800 lbs for the Monterey 298 SS 2021. Add a motor (typically 300–500 lbs for an outboard in this class), gear, and a partial fuel load and the difference grows. Lighter is friendlier on smaller tow vehicles and on fuel economy while hauling.

Which boat can handle a bigger outboard?

The Monterey 298 SS 2021 is rated to a maximum of 560 hp, giving it the larger power ceiling. The Monterey M3 2012 tops out at 320 hp. Keep in mind that maximum ratings are just that — matching the motor to the actual load and usage pattern usually matters more than chasing the ceiling.

How many passengers can the Monterey 298 SS 2021 carry?

The Monterey 298 SS 2021 has an official capacity rating of 8 people. Capacity data wasn't available for the other model in this comparison — verify directly with the dealer.

Which boat is wider, and does it affect trailering?

The Monterey 298 SS 2021 measures 108" wide, compared to 102" for the Monterey M3 2012. The US standard-width towing limit is 8’6" (102") in most states — anything over that may need a wide-load permit. Confirm your specific route requirements with each state's DOT.

Which boat has the larger fuel tank — the Monterey 298 SS 2021 or the Monterey M3 2012?

The Monterey M3 2012 has the bigger tank at 5 gallons, versus 1 gallons on the Monterey 298 SS 2021. That 4-gallon difference translates to roughly 12–20 nautical miles of additional range at cruising speed, depending on motor, load, and conditions.

Are the Monterey 298 SS 2021 and Monterey M3 2012 from the same manufacturer?

Yes — both the Monterey 298 SS 2021 and the Monterey M3 2012 are built by Monterey. That means shared dealer networks, common parts availability, and consistent build quality across the line. The choice between them is essentially a question of how much boat you need, not which brand you trust.

← Monterey 298 SS 2021 full specs ← Monterey M3 2012 full specs