The Monterey 298 SS 2021 vs Monterey 328 SS 2019 comparison sits squarely in the category of decisions where specs alone won't tell the whole story — intended use, storage, and long-term ownership costs all factor in.
Size is the most obvious dividing line here. The Monterey 328 SS 2019 measures 32,2 feet overall (2019), giving it roughly 3,2 additional feet of deck space compared to the Monterey 298 SS 2021 at 29,0 feet (2021). Weight tells a clearer story for trailering families: the Monterey 328 SS 2019 tips the scales at 97 000 lbs — 90 200 lbs less than the Monterey 298 SS 2021 at 6 800 lbs. That difference is meaningful if you're working within a half-ton or three-quarter-ton truck's tow rating, especially once you factor in a motor, gear, and fuel.
The power gap is worth calling out. Rated to 560 hp, the Monterey 298 SS 2021 has a 260-hp advantage over the Monterey 328 SS 2019's 300-hp ceiling — enough to notice on acceleration and at cruising speed, particularly with a full passenger load. Fuel capacity breaks the other way: the Monterey 328 SS 2019 carries 142 gallons versus 1 gallons in the Monterey 298 SS 2021. On a lake day that's negligible, but for coastal cruising or long reservoir runs the extra range matters.
For family outings this is probably the sharpest distinction between the two. The Monterey 328 SS 2019 is rated for 9 passengers, while the Monterey 298 SS 2021 caps at 8. If you're regularly pulling extended family or a group of friends onto the water, the extra seats on the Monterey 328 SS 2019 could be the deciding factor.
Bottom line: Choose the Monterey 328 SS 2019 if your priority is putting more people on the water — it handles 9 passengers and at 32,2 ft it has the deck room to back that rating up comfortably. The Monterey 298 SS 2021 is the smarter pick if you want a lighter, easier-to-trailer boat rated for 8 that costs less to run day-to-day.