Monterey 298 SS 2007 boat specs
Monterey
Monterey 298 SS 2007
2007
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VS
Monterey 400SY 2008 boat specs
Monterey
Monterey 400SY 2008
2008
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Monterey 298 SS 2007 vs Monterey 400SY 2008 — Same Brand, Different Boat

The Monterey 298 SS 2007 vs Monterey 400SY 2008 comparison sits squarely in the category of decisions where specs alone won't tell the whole story — intended use, storage, and long-term ownership costs all factor in.

The power gap is worth calling out. Rated to 375 hp, the Monterey 400SY 2008 has a 55-hp advantage over the Monterey 298 SS 2007's 320-hp ceiling — enough to notice on acceleration and at cruising speed, particularly with a full passenger load. Fuel capacity breaks the other way: the Monterey 298 SS 2007 carries 142 gallons versus 33 gallons in the Monterey 400SY 2008. On a lake day that's negligible, but for coastal cruising or long reservoir runs the extra range matters.

For family outings this is probably the sharpest distinction between the two. The Monterey 400SY 2008 is rated for 12 passengers, while the Monterey 298 SS 2007 caps at 9. If you're regularly pulling extended family or a group of friends onto the water, the extra seats on the Monterey 400SY 2008 could be the deciding factor.

Bottom line: Choose the Monterey 400SY 2008 if your priority is putting more people on the water — it handles 12 passengers and at 41,0 ft it has the deck room to back that rating up comfortably. The Monterey 298 SS 2007 is the smarter pick if you want a lighter, easier-to-trailer boat rated for 9 that costs less to run day-to-day.
General Boat Info
MakeMonterey
MakeMonterey
Model298 SS
Model400SY
Model Year2007
Model Year2008
Measurements / Dimensions
Beam9 ft. 6 in. (2.9 m)
Beam12 ft. 6 in. (3.8 m)
Beam - Meters2.9
Beam - Meters3.81
Beam - Inches114
Beam - Inches15
Bridge clearance - Detail10 ft. 10 in. (3.31 m)
Bridge clearance - Detailnot available
Bridge clearance - Meters3.3
Bridge clearance - Metersnot available
Bridge clearance - Inches13
Bridge clearance - Inchesnot available
Deadrise22℃
Deadrise17℃
Draft [drive up] - Detail21 in. (53 cm)
Draft [drive up] - Detailnot available
Draft [drive up] meters0.53
Draft [drive up] metersnot available
Draft [drive up] inches21
Draft [drive up] inchesnot available
Draft [max] - Detail37 in. (95 cm)
Draft [max] - Detailnot available
Draft [max] - Meters0.94
Draft [max] - Metersnot available
Draft [max] - Inches37
Draft [max] - Inchesnot available
Weight - Detail8,000 lbs. (3,631 kg)
Weight - DetailTBD
Weight - kg3628.74
Weight - kgnot available
Weight - lbs.8
Weight - lbs.not available
Length - Meters9.03
Length - Meters12.5
Length - Feet29
Length - Feet41
Length - Inches7
Length - Inchesnot available
Length [over all with swim platform]31 ft. 10 in. (9.72 m)
Length [over all with swim platform]41 ft. 0 in. (12.5 m)
Length overall - Detail29 ft. 7 in. (9.03 m)
Length overall - Detail41 ft. 0 in. (12.5 m)
Length overall - Meters9.02
Length overall - Meters12.5
Length overall - Inches355
Length overall - Inches492
Body / Hull
Hull materialFiberglass
Hull materialFiberglass
Hull typenot available
Hull typeModified Vee
Engine and Drivetrain
Engine/s standardVolvo twin 5.0 GXi DP
Engine/s standardVolvo ISP Twin 450 hp
Fuel tank capacity - Detail142 gal. (537 l)
Fuel tank capacity - Detail330 gal. (1,249 l)
Fuel tank capacity - Liters537.53
Fuel tank capacity - Liters1249.19
Fuel tank capacity - Gal142
Fuel tank capacity - Gal33
Fuel typeGas
Fuel typeGas
Drive typeInboard - Twin
Drive typeInboard - Twin
Engine maxT-320 hp
Engine maxTwin 375 hp (Twin 280 kW)
Operational Info
HeadEnclosed, VacuFlush
HeadVac flush
Sleeping capacity2
Sleeping capacitynot available
Water capacity15 gal. (56 l)
Water capacity75 gal. (284 l)
Holding tank capacity - Detail18 gal. (68 l)
Holding tank capacity - Detail39 gal. (147 l)
Holding tank capacity - Liters68.14
Holding tank capacity - Liters147.63
Holding tank capacity - Gal18
Holding tank capacity - Gal39
Water heater capacitynot available
Water heater capacity6 gal

Monterey 298 SS 2007 vs Monterey 400SY 2008 — Common Questions

Which is the larger boat — the Monterey 298 SS 2007 or the Monterey 400SY 2008?
The Monterey 400SY 2008 is the longer of the two at 41,0 feet overall. The Monterey 298 SS 2007 comes in at 29,0 feet, making it roughly 12,0 ft shorter — a meaningful difference in deck room and overall on-water presence.
Which boat can handle a bigger outboard?
The Monterey 400SY 2008 is rated to a maximum of 375 hp, giving it the larger power ceiling. The Monterey 298 SS 2007 tops out at 320 hp. Keep in mind that maximum ratings are just that — matching the motor to the actual load and usage pattern usually matters more than chasing the ceiling.
How many people can each boat hold?
The Monterey 298 SS 2007 is Coast Guard rated for 9 passengers, while the Monterey 400SY 2008 is certified for 12. Note that legal capacity and comfortable capacity aren't always the same thing — on a full day out, most experienced boaters aim for about 80% of the rated number to keep things comfortable.
Which boat is wider, and does it affect trailering?
The Monterey 298 SS 2007 measures 114" wide, compared to 15" for the Monterey 400SY 2008. The US standard-width towing limit is 8’6" (102") in most states — anything over that may need a wide-load permit. Confirm your specific route requirements with each state's DOT.
Which boat has the larger fuel tank — the Monterey 298 SS 2007 or the Monterey 400SY 2008?
The Monterey 298 SS 2007 has the bigger tank at 142 gallons, versus 33 gallons on the Monterey 400SY 2008. That 109-gallon difference translates to roughly 327–545 nautical miles of additional range at cruising speed, depending on motor, load, and conditions.
Are the Monterey 298 SS 2007 and Monterey 400SY 2008 from the same manufacturer?
Yes — both the Monterey 298 SS 2007 and the Monterey 400SY 2008 are built by Monterey. That means shared dealer networks, common parts availability, and consistent build quality across the line. The choice between them is essentially a question of how much boat you need, not which brand you trust.