Detailed Evaluation & Buyer Recommendation
Monterey 295 SS 2022 vs Monterey 400SY 2008: Same Brand, Different Boat
The Monterey 295 SS 2022 vs Monterey 400SY 2008 comparison sits squarely in the category of decisions where specs alone won't tell the whole story: intended use, storage, and long-term ownership costs all factor in.
The power gap is worth calling out. Rated to 375 hp, the Monterey 400SY 2008 has a 367-hp advantage over the Monterey 295 SS 2022's 8-hp ceiling - enough to notice on acceleration and at cruising speed, particularly with a full passenger load. Fuel capacity breaks the other way: the Monterey 400SY 2008 carries 330 gallons versus 90 gallons in the Monterey 295 SS 2022. On a lake day that's negligible, but for coastal cruising or long reservoir runs the extra range matters.
For family outings this is probably the sharpest distinction between the two. The Monterey 400SY 2008 is rated for 12 passengers, while the Monterey 295 SS 2022 caps at 8. If you're regularly pulling extended family or a group of friends onto the water, the extra seats on the Monterey 400SY 2008 could be the deciding factor.
Bottom line: Choose the Monterey 400SY 2008 if your priority is putting more people on the water - it handles 12 passengers and at 41,0 ft it has the deck room to back that rating up comfortably. The Monterey 295 SS 2022 is the smarter pick if you want a lighter, easier-to-trailer boat rated for 8 that costs less to run day-to-day.
Measurements / Dimensions
Length overall - Detail29.00 ft
Length overall - Detail41 ft. 0 in. (12.5 m)
Length - Feet29
Length - Feet41
Length overall - Meters8.84
Length overall - Meters12.5
Length overall - Inches348
Length overall - Inches492
Beam9.17 ft
Beam12 ft. 6 in. (3.8 m)
Beam - Meters2.8
Beam - Meters3.81
Beam - Inches110
Beam - Inches150
Draft [max] - Detail3.50 ft
Draft [max] - Detailnot available
Draft [max] - Meters1.07
Draft [max] - Metersnot available
Draft [max] - Inches42
Draft [max] - Inchesnot available
Draft Min2.40 ft
Draft Minnot available
Displacement8200.00 lbs
Displacementnot available
Deadrisenot available
Deadrise17℃
Weight - Detailnot available
Weight - DetailTBD
Length - Metersnot available
Length - Meters12.5
Length [over all with swim platform]not available
Length [over all with swim platform]41 ft. 0 in. (12.5 m)
Engine and Drivetrain
Fuel tank capacity - Gal90
Fuel tank capacity - Gal330
Fuel tank capacity - Liters340.69
Fuel tank capacity - Liters1249.19
Engine makeMerCruiser
Engine makenot available
Engine modelV8
Engine modelnot available
Horsepower8 hp
Horsepowernot available
Engine/s standardnot available
Engine/s standardVolvo ISP Twin 450 hp
Fuel tank capacity - Detailnot available
Fuel tank capacity - Detail330 gal. (1,249 l)
Fuel typenot available
Fuel typeGas
Drive typenot available
Drive typeInboard - Twin
Engine maxnot available
Engine maxTwin 375 hp (Twin 280 kW)
Operational Info
Sleeping capacity2
Sleeping capacitynot available
Cabins1
Cabinsnot available
Water capacity30
Water capacity75 gal. (284 l)
Holding tank capacity - Gal21
Holding tank capacity - Gal39
Holding tank capacity - Liters79.49
Holding tank capacity - Liters147.63
Boat typePower
Boat typenot available
Water heater capacitynot available
Water heater capacity6 gal.
Holding tank capacity - Detailnot available
Holding tank capacity - Detail39 gal. (147 l)
General Boat Info
Makenot available
MakeMonterey
Modelnot available
Model400SY
Model Yearnot available
Model Year2008
Body / Hull
Hull materialnot available
Hull materialFiberglass
Hull typenot available
Hull typeModified Vee