The Monterey 295 SS 2022 vs Monterey 298 SC 2002 comparison sits squarely in the category of decisions where specs alone won't tell the whole story — intended use, storage, and long-term ownership costs all factor in.
On paper these two are close siblings in the size department — Monterey 295 SS 2022 at 29,0 ft versus Monterey 298 SC 2002 at 31,1 ft. At 8 200 lbs and 8 157 lbs respectively, both sit in a similar weight class — either should pair comfortably with most mid-size SUVs and half-ton trucks, though always confirm your specific tow rating with the motor added.
The Monterey 295 SS 2022 carries a rated maximum of 8 hp. Engine data for the Monterey 298 SC 2002 wasn't available in our records — check the manufacturer's spec sheet before sizing a motor.Fuel capacity breaks the other way: the Monterey 298 SC 2002 carries 142 gallons versus 9 gallons in the Monterey 295 SS 2022. On a lake day that's negligible, but for coastal cruising or long reservoir runs the extra range matters.
For family outings this is probably the sharpest distinction between the two. The Monterey 298 SC 2002 is rated for 9 passengers, while the Monterey 295 SS 2022 caps at 8. If you're regularly pulling extended family or a group of friends onto the water, the extra seats on the Monterey 298 SC 2002 could be the deciding factor.
Bottom line: Choose the Monterey 298 SC 2002 if your priority is putting more people on the water — it handles 9 passengers and at 31,1 ft it has the deck room to back that rating up comfortably. The Monterey 295 SS 2022 is the smarter pick if you want a lighter, easier-to-trailer boat rated for 8 that costs less to run day-to-day.