Detailed Evaluation & Buyer Recommendation
Monterey 278 SS 2020 vs Monterey 400SY 2013: Same Brand, Different Boat
The Monterey 278 SS 2020 vs Monterey 400SY 2013 comparison sits squarely in the category of decisions where specs alone won't tell the whole story: intended use, storage, and long-term ownership costs all factor in.
Size is the most obvious dividing line here. The Monterey 400SY 2013 measures 41,0 feet overall (2013), giving it roughly 14,2 additional feet of deck space compared to the Monterey 278 SS 2020 at 26,8 feet (2020). Weight tells a clearer story for trailering families: the Monterey 400SY 2013 tips the scales at 22 000 lbs - 16 500 lbs less than the Monterey 278 SS 2020 at 5 500 lbs. That difference is meaningful if you're working within a half-ton or three-quarter-ton truck's tow rating, especially once you factor in a motor, gear, and fuel.
Both boats share a closely matched power ceiling - 430 hp for the Monterey 278 SS 2020 and 435 hp for the Monterey 400SY 2013. Real-world performance will come down more to which motor is actually bolted on, its load at the time, and whether it's a 4-stroke or 2-stroke setup. Fuel capacity breaks the other way: the Monterey 400SY 2013 carries 330 gallons versus 80 gallons in the Monterey 278 SS 2020. On a lake day that's negligible, but for coastal cruising or long reservoir runs the extra range matters.
The Monterey 278 SS 2020 is rated for up to 8 people. Passenger data for the Monterey 400SY 2013 wasn't available.
Bottom line: The Monterey 400SY 2013 at 41,0 ft is the right call if deck space, comfort, and entertaining are top of your list. The Monterey 278 SS 2020 at 26,8 ft wins on trailering ease, likely lower purchase price, and simpler docking - a solid choice for a buyer who wants more boat for less money.
Measurements / Dimensions
Length overall - Detail26.80 ft
Length overall - Detailnot available
Length - Feet26.8
Length - Feet41
Length overall - Meters8.17
Length overall - Metersnot available
Length overall - Inches322
Length overall - Inchesnot available
Beam8.60 ft
Beam12 ft. 6 in. (3.8 m)
Beam - Meters2.62
Beam - Meters3.81
Beam - Inches103
Beam - Inches150
Draft [max] - Detail4.00 ft
Draft [max] - Detail45 in. (1.14 m)
Draft [max] - Meters1.22
Draft [max] - Meters1.14
Draft [max] - Inches48
Draft [max] - Inches45
Draft Min2.50 ft
Draft Minnot available
Displacement5500.00 lbs
Displacementnot available
Bridge clearance - Detailnot available
Bridge clearance - DetailWith Arch: 10 ft. 7 in. (3.23 m)
Bridge clearance - Metersnot available
Bridge clearance - Meters3.23
Bridge clearance - Inchesnot available
Bridge clearance - Inches127
Deadrisenot available
Deadrise17℃
Weight - Detailnot available
Weight - Detail22,000 lbs. (9,979 kg)
Weight - kgnot available
Weight - kg9979.02
Weight - lbs.not available
Weight - lbs.22000
Length [over all with swim platform]not available
Length [over all with swim platform]41 ft. (12.5 m)
Engine and Drivetrain
Fuel tank capacity - Gal80
Fuel tank capacity - Gal330
Fuel tank capacity - Liters302.83
Fuel tank capacity - Liters1249.19
Engine makeYamaha
Engine makenot available
Horsepower430 hp
Horsepowernot available
Fuel typeGas
Fuel typeDiesel
Drive typeoutboard
Drive typeInboard - Twin
Fuel tank capacity - Detailnot available
Fuel tank capacity - Detail330 gal. (1,249 l)
Engine maxnot available
Engine maxT-435 hp (T-324.3 kW)
Operational Info
Water capacity15
Water capacity75 gal. (284 l)
Holding tank capacity - Gal11
Holding tank capacity - Gal39
Holding tank capacity - Liters41.64
Holding tank capacity - Liters147.63
Boat typePower
Boat typenot available
Headroomnot available
Headroom6 ft. 5 in. (1.96 m)
Water heater capacitynot available
Water heater capacity6 gal. (22.7 l)
Holding tank capacity - Detailnot available
Holding tank capacity - Detail39 gal. (147 l)
General Boat Info
Makenot available
MakeMonterey
Modelnot available
Model400SY
Model Yearnot available
Model Year2013
Body / Hull
Hull materialnot available
Hull materialFiberglass
Hull typenot available
Hull typeDeep Vee