The Monterey 264FS 2012 vs Monterey M-225 2020 comparison sits squarely in the category of decisions where specs alone won't tell the whole story — intended use, storage, and long-term ownership costs all factor in.

Size is the most obvious dividing line here. The Monterey 264FS 2012 measures 26,6 feet overall (2012), giving it roughly 4,6 additional feet of deck space compared to the Monterey M-225 2020 at 22,0 feet (2020). Weight tells a clearer story for trailering families: the Monterey M-225 2020 tips the scales at 3 500 lbs — 3 446 lbs less than the Monterey 264FS 2012 at 54 lbs. That difference is meaningful if you're working within a half-ton or three-quarter-ton truck's tow rating, especially once you factor in a motor, gear, and fuel.

The power gap is worth calling out. Rated to 425 hp, the Monterey 264FS 2012 has a 175-hp advantage over the Monterey M-225 2020's 250-hp ceiling — enough to notice on acceleration and at cruising speed, particularly with a full passenger load. Fuel capacity breaks the other way: the Monterey M-225 2020 carries 52 gallons versus 8 gallons in the Monterey 264FS 2012. On a lake day that's negligible, but for coastal cruising or long reservoir runs the extra range matters.