The Monterey 264FS 2012 vs Monterey 298 SS 2021 comparison sits squarely in the category of decisions where specs alone won't tell the whole story — intended use, storage, and long-term ownership costs all factor in.

On paper these two are close siblings in the size department — Monterey 264FS 2012 at 26,6 ft versus Monterey 298 SS 2021 at 29,0 ft. Weight tells a clearer story for trailering families: the Monterey 298 SS 2021 tips the scales at 6 800 lbs — 6 746 lbs less than the Monterey 264FS 2012 at 54 lbs. That difference is meaningful if you're working within a half-ton or three-quarter-ton truck's tow rating, especially once you factor in a motor, gear, and fuel.

The power gap is worth calling out. Rated to 560 hp, the Monterey 298 SS 2021 has a 135-hp advantage over the Monterey 264FS 2012's 425-hp ceiling — enough to notice on acceleration and at cruising speed, particularly with a full passenger load. Fuel capacity breaks the other way: the Monterey 264FS 2012 carries 8 gallons versus 1 gallons in the Monterey 298 SS 2021. On a lake day that's negligible, but for coastal cruising or long reservoir runs the extra range matters.