The Monterey 255 SS 2020 vs Monterey M3 2013 comparison sits squarely in the category of decisions where specs alone won't tell the whole story — intended use, storage, and long-term ownership costs all factor in.

On paper these two are close siblings in the size department — Monterey 255 SS 2020 at 25,8 ft versus Monterey M3 2013 at 23,8 ft. Weight tells a clearer story for trailering families: the Monterey 255 SS 2020 tips the scales at 5 500 lbs — 5 455 lbs more than the Monterey M3 2013 at 45 lbs. That difference is meaningful if you're working within a half-ton or three-quarter-ton truck's tow rating, especially once you factor in a motor, gear, and fuel.

The power gap is worth calling out. Rated to 350 hp, the Monterey 255 SS 2020 has a 30-hp advantage over the Monterey M3 2013's 320-hp ceiling — enough to notice on acceleration and at cruising speed, particularly with a full passenger load. Fuel capacity breaks the other way: the Monterey 255 SS 2020 carries 65 gallons versus 5 gallons in the Monterey M3 2013. On a lake day that's negligible, but for coastal cruising or long reservoir runs the extra range matters.

The Monterey 255 SS 2020 is rated for up to 7 people. Passenger data for the Monterey M3 2013 wasn't available.