Monterey 250 Cruiser 2006 vs Monterey 278SC 2010 - Boat Spec Comparison

Q: Which is the larger boat — the Monterey 250 Cruiser 2006 or the Monterey 278SC 2010?

The Monterey 278SC 2010 is the longer of the two at 28,8 feet overall. The Monterey 250 Cruiser 2006 comes in at 24,0 feet, making it roughly 4,8 ft shorter — a meaningful difference in deck room and overall on-water presence.

Q: Which is easier to trailer — the Monterey 250 Cruiser 2006 or the Monterey 278SC 2010?

For trailering, the Monterey 278SC 2010 has the edge at 56 lbs dry weight versus 61 lbs for the Monterey 250 Cruiser 2006. Add a motor (typically 300–500 lbs for an outboard in this class), gear, and a partial fuel load and the difference grows. Lighter is friendlier on smaller tow vehicles and on fuel economy while hauling.

Q: Which boat can handle a bigger outboard?

The Monterey 278SC 2010 is rated to a maximum of 425 hp, giving it the larger power ceiling. The Monterey 250 Cruiser 2006 tops out at 320 hp. Keep in mind that maximum ratings are just that — matching the motor to the actual load and usage pattern usually matters more than chasing the ceiling.

Q: How many passengers can the Monterey 250 Cruiser 2006 carry?

The Monterey 250 Cruiser 2006 has an official capacity rating of 7 people. Capacity data wasn't available for the other model in this comparison — verify directly with the dealer.

Q: Do these boats require an oversize trailer permit to tow on US highways?

Both the Monterey 250 Cruiser 2006 and Monterey 278SC 2010 share an 8 ft. 6 in. (2.60 m) beam — meaning both sit right at the 8’6" threshold that most US states use for standard-width loads. In most states you can tow at that width without a special permit, but regulations vary. Always check the rules for your state and any states you'll be passing through before your first long haul.

Q: Which boat has the larger fuel tank — the Monterey 250 Cruiser 2006 or the Monterey 278SC 2010?

The Monterey 278SC 2010 has the bigger tank at 89 gallons, versus 77 gallons on the Monterey 250 Cruiser 2006. That 12-gallon difference translates to roughly 36–60 nautical miles of additional range at cruising speed, depending on motor, load, and conditions.

Q: Are the Monterey 250 Cruiser 2006 and Monterey 278SC 2010 from the same manufacturer?

Yes — both the Monterey 250 Cruiser 2006 and the Monterey 278SC 2010 are built by Monterey. That means shared dealer networks, common parts availability, and consistent build quality across the line. The choice between them is essentially a question of how much boat you need, not which brand you trust.

Boat Comparison

Monterey 250 Cruiser 2006 vs Monterey 278SC 2010

Monterey

Monterey 250 Cruiser 2006

2006

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Monterey

Monterey 278SC 2010

2010

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Detailed Evaluation & Buyer Recommendation

Monterey 250 Cruiser 2006 vs Monterey 278SC 2010 — Same Brand, Different Boat

The Monterey 250 Cruiser 2006 vs Monterey 278SC 2010 comparison sits squarely in the category of decisions where specs alone won't tell the whole story — intended use, storage, and long-term ownership costs all factor in.

Size is the most obvious dividing line here. The Monterey 278SC 2010 measures 28,8 feet overall (2010), giving it roughly 4,8 additional feet of deck space compared to the Monterey 250 Cruiser 2006 at 24,0 feet (2006). At 61 lbs and 56 lbs respectively, both sit in a similar weight class — either should pair comfortably with most mid-size SUVs and half-ton trucks, though always confirm your specific tow rating with the motor added.

The power gap is worth calling out. Rated to 425 hp, the Monterey 278SC 2010 has a 105-hp advantage over the Monterey 250 Cruiser 2006's 320-hp ceiling — enough to notice on acceleration and at cruising speed, particularly with a full passenger load. Fuel capacity breaks the other way: the Monterey 278SC 2010 carries 89 gallons versus 77 gallons in the Monterey 250 Cruiser 2006. On a lake day that's negligible, but for coastal cruising or long reservoir runs the extra range matters.

The Monterey 250 Cruiser 2006 is rated for up to 7 people. Passenger data for the Monterey 278SC 2010 wasn't available.

Bottom line: The Monterey 278SC 2010 at 28,8 ft is the right call if deck space, comfort, and entertaining are top of your list. The Monterey 250 Cruiser 2006 at 24,0 ft wins on trailering ease, likely lower purchase price, and simpler docking — a solid choice for a buyer who wants more boat for less money.

General Boat Info

MakeMonterey

Model250 Cruiser

Model278SC

Model Year2006

Model Year201

Measurements / Dimensions

Beam8 ft. 6 in. (2.60 m)

Beam8 ft. 6 in. (2.6 m)

Beam - Meters2.59

Beam - Inches102

Bridge clearance - Detail9 ft. 9 in. (2.98 m)

Bridge clearance - DetailWithout Arch: 5 ft. 8 in. (1.73 m) With Arch Up: 8 ft. 7 in. (2.62 m)

Bridge clearance - Meters2.97

Bridge clearance - Meters2.62

Bridge clearance - Inches117

Bridge clearance - Inches103

Deadrise18℃

Deadrise21°

Draft [drive up] - Detail24 in. (62 cm)

Draft [drive up] - Detail24 in. (61 cm)

Draft [drive up] meters0.61

Draft [drive up] inches24

Draft [max] - Detail37 in. (95 cm)

Draft [max] - Detail37 in. (94 cm)

Draft [max] - Meters0.94

Draft [max] - Inches37

Weight - Detail6,100 lbs. (2,769 kg)

Weight - Detail5,600 lbs. (2,540 kg)

Weight - kg2766.91

Weight - kg2540.12

Weight - lbs.61

Weight - lbs.56

Length - Meters7.48

Length - Metersnot available

Length - Feet24

Length - Feet28.83

Length - Inches6

Length - Inchesnot available

Length [over all with swim platform]27 ft. 0 in. (8.24 m)

Length [over all with swim platform]28 ft. 10 in. (8.8 m)

Length overall - Detail24 ft. 6 in. (7.48 m)

Length overall - Detailnot available

Length overall - Meters7.47

Length overall - Metersnot available

Length overall - Inches294

Length overall - Inchesnot available

Engine and Drivetrain

Engine/s standardVolvo 5.0 GXi DP

Engine/s standardnot available

Fuel tank capacity - Detail77 gal. (291 l)

Fuel tank capacity - Detail89 gal. (337 l)

Fuel tank capacity - Liters291.48

Fuel tank capacity - Liters336.9

Fuel tank capacity - Gal77

Fuel tank capacity - Gal89

Drive typeI/O

Drive typeInboard

Engine max320 hp

Engine max425 hp (316.8 kW)

Fuel typenot available

Fuel typeGas

Operational Info

Water capacity20 gal. (76 l)

Water capacity15 gal. (57 l)

Holding tank capacity - Detail21 gal. (79 l)

Holding tank capacity - Detail16 gal. (61 l)

Holding tank capacity - Liters79.49

Holding tank capacity - Liters60.57

Holding tank capacity - Gal21

Holding tank capacity - Gal16

Headroomnot available

Headroom4 ft. 11 in. (1.5 m)

Body / Hull

Hull materialnot available

Hull materialFiberglass

Hull typenot available

Hull typeModified Vee

Monterey 250 Cruiser 2006 vs Monterey 278SC 2010 — Common Questions

Which is the larger boat — the Monterey 250 Cruiser 2006 or the Monterey 278SC 2010?

The Monterey 278SC 2010 is the longer of the two at 28,8 feet overall. The Monterey 250 Cruiser 2006 comes in at 24,0 feet, making it roughly 4,8 ft shorter — a meaningful difference in deck room and overall on-water presence.

Which is easier to trailer — the Monterey 250 Cruiser 2006 or the Monterey 278SC 2010?

For trailering, the Monterey 278SC 2010 has the edge at 56 lbs dry weight versus 61 lbs for the Monterey 250 Cruiser 2006. Add a motor (typically 300–500 lbs for an outboard in this class), gear, and a partial fuel load and the difference grows. Lighter is friendlier on smaller tow vehicles and on fuel economy while hauling.

Which boat can handle a bigger outboard?

The Monterey 278SC 2010 is rated to a maximum of 425 hp, giving it the larger power ceiling. The Monterey 250 Cruiser 2006 tops out at 320 hp. Keep in mind that maximum ratings are just that — matching the motor to the actual load and usage pattern usually matters more than chasing the ceiling.

How many passengers can the Monterey 250 Cruiser 2006 carry?

The Monterey 250 Cruiser 2006 has an official capacity rating of 7 people. Capacity data wasn't available for the other model in this comparison — verify directly with the dealer.

Do these boats require an oversize trailer permit to tow on US highways?

Both the Monterey 250 Cruiser 2006 and Monterey 278SC 2010 share an 8 ft. 6 in. (2.60 m) beam — meaning both sit right at the 8’6" threshold that most US states use for standard-width loads. In most states you can tow at that width without a special permit, but regulations vary. Always check the rules for your state and any states you'll be passing through before your first long haul.

Which boat has the larger fuel tank — the Monterey 250 Cruiser 2006 or the Monterey 278SC 2010?

The Monterey 278SC 2010 has the bigger tank at 89 gallons, versus 77 gallons on the Monterey 250 Cruiser 2006. That 12-gallon difference translates to roughly 36–60 nautical miles of additional range at cruising speed, depending on motor, load, and conditions.

Are the Monterey 250 Cruiser 2006 and Monterey 278SC 2010 from the same manufacturer?

Yes — both the Monterey 250 Cruiser 2006 and the Monterey 278SC 2010 are built by Monterey. That means shared dealer networks, common parts availability, and consistent build quality across the line. The choice between them is essentially a question of how much boat you need, not which brand you trust.

← Monterey 250 Cruiser 2006 full specs ← Monterey 278SC 2010 full specs