The Monterey 238 SS 2022 vs Monterey M-22 2020 comparison sits squarely in the category of decisions where specs alone won't tell the whole story — intended use, storage, and long-term ownership costs all factor in.
On paper these two are close siblings in the size department — Monterey 238 SS 2022 at 23,0 ft versus Monterey M-22 2020 at 23,9 ft. At 3 950 lbs and 3 850 lbs respectively, both sit in a similar weight class — either should pair comfortably with most mid-size SUVs and half-ton trucks, though always confirm your specific tow rating with the motor added.
The power gap is worth calling out. Rated to 380 hp, the Monterey 238 SS 2022 has a 30-hp advantage over the Monterey M-22 2020's 350-hp ceiling — enough to notice on acceleration and at cruising speed, particularly with a full passenger load. Both carry nearly identical fuel loads — 52 gal and 52 gal — so range won't be a tiebreaker here.
Both boats are rated for 7 passengers — a good fit for a family of four or five plus guests. Comfort at capacity is another matter; the longer hull typically means more seat options and better weight distribution.
Bottom line: Performance buyers should lean toward the Monterey 238 SS 2022 and its 380-hp ceiling. If fuel economy and quieter running matter more than top-end speed, the Monterey M-22 2020 with its 350-hp rating is the more economical daily driver.