The Monterey 197 FS 2013 vs Monterey 350 Sport Yacht 2006 comparison sits squarely in the category of decisions where specs alone won't tell the whole story — intended use, storage, and long-term ownership costs all factor in.

Size is the most obvious dividing line here. The Monterey 350 Sport Yacht 2006 measures 37,0 feet overall (2006), giving it roughly 17,3 additional feet of deck space compared to the Monterey 197 FS 2013 at 19,7 feet (2013). Weight tells a clearer story for trailering families: the Monterey 197 FS 2013 tips the scales at 2 800 lbs — 2 635 lbs more than the Monterey 350 Sport Yacht 2006 at 165 lbs. That difference is meaningful if you're working within a half-ton or three-quarter-ton truck's tow rating, especially once you factor in a motor, gear, and fuel.

The power gap is worth calling out. Rated to 425 hp, the Monterey 350 Sport Yacht 2006 has a 275-hp advantage over the Monterey 197 FS 2013's 150-hp ceiling — enough to notice on acceleration and at cruising speed, particularly with a full passenger load. Fuel capacity breaks the other way: the Monterey 197 FS 2013 carries 36 gallons versus 23 gallons in the Monterey 350 Sport Yacht 2006. On a lake day that's negligible, but for coastal cruising or long reservoir runs the extra range matters.

The Monterey 197 FS 2013 is rated for up to 6 people. Passenger data for the Monterey 350 Sport Yacht 2006 wasn't available.