The Monterey 197 FS 2013 vs Monterey 298 SSX 2007 comparison sits squarely in the category of decisions where specs alone won't tell the whole story — intended use, storage, and long-term ownership costs all factor in.

Size is the most obvious dividing line here. The Monterey 298 SSX 2007 measures 31,0 feet overall (2007), giving it roughly 11,3 additional feet of deck space compared to the Monterey 197 FS 2013 at 19,7 feet (2013). Weight tells a clearer story for trailering families: the Monterey 197 FS 2013 tips the scales at 2 800 lbs — 2 792 lbs more than the Monterey 298 SSX 2007 at 8 lbs. That difference is meaningful if you're working within a half-ton or three-quarter-ton truck's tow rating, especially once you factor in a motor, gear, and fuel.

The power gap is worth calling out. Rated to 320 hp, the Monterey 298 SSX 2007 has a 170-hp advantage over the Monterey 197 FS 2013's 150-hp ceiling — enough to notice on acceleration and at cruising speed, particularly with a full passenger load. Fuel capacity breaks the other way: the Monterey 298 SSX 2007 carries 142 gallons versus 36 gallons in the Monterey 197 FS 2013. On a lake day that's negligible, but for coastal cruising or long reservoir runs the extra range matters.

The Monterey 197 FS 2013 is rated for up to 6 people. Passenger data for the Monterey 298 SSX 2007 wasn't available.