MirroCraft 3654 Utility V 2004 boat specs
MirroCraft
MirroCraft 3654 Utility V 2004
2004
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VS
MirroCraft 4650-O 2010 boat specs
MirroCraft
MirroCraft 4650-O 2010
2010
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MirroCraft 3654 Utility V 2004 vs MirroCraft 4650-O 2010 — Same Brand, Different Boat

The MirroCraft 3654 Utility V 2004 vs MirroCraft 4650-O 2010 comparison sits squarely in the category of decisions where specs alone won't tell the whole story — intended use, storage, and long-term ownership costs all factor in.

Both boats share a closely matched power ceiling — 25 hp for the MirroCraft 3654 Utility V 2004 and 25 hp for the MirroCraft 4650-O 2010. Real-world performance will come down more to which motor is actually bolted on, its load at the time, and whether it's a 4-stroke or 2-stroke setup.

For family outings this is probably the sharpest distinction between the two. The MirroCraft 4650-O 2010 is rated for 5 passengers, while the MirroCraft 3654 Utility V 2004 caps at 4. If you're regularly pulling extended family or a group of friends onto the water, the extra seats on the MirroCraft 4650-O 2010 could be the deciding factor.

Bottom line: Choose the MirroCraft 4650-O 2010 if your priority is putting more people on the water — it handles 5 passengers and at 14,2 ft it has the deck room to back that rating up comfortably. The MirroCraft 3654 Utility V 2004 is the smarter pick if you want a lighter, easier-to-trailer boat rated for 4 that costs less to run day-to-day.
General Boat Info
MakeMirroCraft
MakeMirroCraft
Model3654 Utility V
Model4650-O
Model Year2004
Model Year201
Measurements / Dimensions
Beam64 in
Beam64 in
Beam - Meters1.63
Beam - Meters1.63
Beam - Inches64
Beam - Inches64
Weight - Detail290 lbs
Weight - Detail195 lbs
Weight - kg131.54
Weight - kg88.45
Weight - lbs.29
Weight - lbs.195
Height - Detail30 in
Height - Detailnot available
Height - Meters0.76
Height - Metersnot available
Height - Inches3
Height - Inchesnot available
Height [transom]15 in./20 in
Height [transom]20 in
Length overall - Detail14 ft. 2 in
Length overall - Detail14 ft. 2 in
Length overall - Meters4.32
Length overall - Meters4.32
Length overall - Inches17
Length overall - Inches17
Depth - Detailnot available
Depth - DetailBow: 30 in
Depth - Centimetersnot available
Depth - Centimeters76.2
Depth - Inchesnot available
Depth - Inches3
Length - Feetnot available
Length - Feet14.17
Engine and Drivetrain
Engine max25 HP
Engine max25 hp
Fuel typenot available
Fuel typeGas
Drive typenot available
Drive typeOutboard
Operational Info
Maximum people4 Persons
Maximum people5
Maximum capacitynot available
Maximum capacity950 lbs
Body / Hull
Hull materialnot available
Hull materialAluminum
Hull thicknessnot available
Hull thicknessSide: 0.064 in. Bottom: 0.064 in
Hull typenot available
Hull typeModified Vee

MirroCraft 3654 Utility V 2004 vs MirroCraft 4650-O 2010 — Common Questions

Which is easier to trailer — the MirroCraft 3654 Utility V 2004 or the MirroCraft 4650-O 2010?
For trailering, the MirroCraft 3654 Utility V 2004 has the edge at 29 lbs dry weight versus 195 lbs for the MirroCraft 4650-O 2010. Add a motor (typically 300–500 lbs for an outboard in this class), gear, and a partial fuel load and the difference grows. Lighter is friendlier on smaller tow vehicles and on fuel economy while hauling.
How many people can each boat hold?
The MirroCraft 3654 Utility V 2004 is Coast Guard rated for 4 passengers, while the MirroCraft 4650-O 2010 is certified for 5. Note that legal capacity and comfortable capacity aren't always the same thing — on a full day out, most experienced boaters aim for about 80% of the rated number to keep things comfortable.
Do these boats require an oversize trailer permit to tow on US highways?
Both the MirroCraft 3654 Utility V 2004 and MirroCraft 4650-O 2010 share an 64 in beam — meaning both sit right at the 8’6" threshold that most US states use for standard-width loads. In most states you can tow at that width without a special permit, but regulations vary. Always check the rules for your state and any states you'll be passing through before your first long haul.
Are the MirroCraft 3654 Utility V 2004 and MirroCraft 4650-O 2010 from the same manufacturer?
Yes — both the MirroCraft 3654 Utility V 2004 and the MirroCraft 4650-O 2010 are built by MirroCraft. That means shared dealer networks, common parts availability, and consistent build quality across the line. The choice between them is essentially a question of how much boat you need, not which brand you trust.