The MasterCraft PS197 2013 is a modified-V design and the MasterCraft X-Star 2013 is a deep-V design, so you're likely deciding between two noticeably different on-water experiences. Hull type shapes everything from ride quality and fuel burn to dock handling and resale trajectory.
Size is the most obvious dividing line here. The MasterCraft X-Star 2013 measures 24,0 feet overall (2013), giving it roughly 4,3 additional feet of deck space compared to the MasterCraft PS197 2013 at 19,7 feet (2013). Weight tells a clearer story for trailering families: the MasterCraft X-Star 2013 tips the scales at 5 400 lbs - 2 100 lbs less than the MasterCraft PS197 2013 at 3 300 lbs. That difference is meaningful if you're working within a half-ton or three-quarter-ton truck's tow rating, especially once you factor in a motor, gear, and fuel.
For family outings this is probably the sharpest distinction between the two. The MasterCraft X-Star 2013 is rated for 14 passengers, while the MasterCraft PS197 2013 caps at 7. If you're regularly pulling extended family or a group of friends onto the water, the extra seats on the MasterCraft X-Star 2013 could be the deciding factor.
Bottom line: Choose the MasterCraft X-Star 2013 if your priority is putting more people on the water - it handles 14 passengers and at 24,0 ft it has the deck room to back that rating up comfortably. The MasterCraft PS197 2013 is the smarter pick if you want a lighter, easier-to-trailer boat rated for 7 that costs less to run day-to-day.