When two boats share the same hull type — in this case both the Lowe R1860CC 2011 and the Lowe Stinger ST195 2012 are modified vee designs with aluminum construction — the buying decision usually comes down to a handful of practical questions: how many people are you putting on the water, how far do you trailer, and what does your tow vehicle weigh?

On paper these two are close siblings in the size department — Lowe R1860CC 2011 at 18,4 ft versus Lowe Stinger ST195 2012 at 18,7 ft. Weight tells a clearer story for trailering families: the Lowe R1860CC 2011 tips the scales at 956 lbs — 850 lbs more than the Lowe Stinger ST195 2012 at 106 lbs. That difference is meaningful if you're working within a half-ton or three-quarter-ton truck's tow rating, especially once you factor in a motor, gear, and fuel.

The power gap is worth calling out. Rated to 115 hp, the Lowe Stinger ST195 2012 has a 25-hp advantage over the Lowe R1860CC 2011's 90-hp ceiling — enough to notice on acceleration and at cruising speed, particularly with a full passenger load. Both carry nearly identical fuel loads — 2 gal and 2 gal — so range won't be a tiebreaker here.

For family outings this is probably the sharpest distinction between the two. The Lowe R1860CC 2011 is rated for 7 passengers, while the Lowe Stinger ST195 2012 caps at 5. If you're regularly pulling extended family or a group of friends onto the water, the extra seats on the Lowe R1860CC 2011 could be the deciding factor.