When two boats share the same hull type — in this case both the Key Largo 186 2010 and the Key Largo 2100 WI 2013 are deep vee designs with fiberglass construction — the buying decision usually comes down to a handful of practical questions: how many people are you putting on the water, how far do you trailer, and what does your tow vehicle weigh?
On paper these two are close siblings in the size department — Key Largo 186 2010 at 18,0 ft versus Key Largo 2100 WI 2013 at 21,0 ft. Weight tells a clearer story for trailering families: the Key Largo 186 2010 tips the scales at 155 lbs — 126 lbs more than the Key Largo 2100 WI 2013 at 29 lbs. That difference is meaningful if you're working within a half-ton or three-quarter-ton truck's tow rating, especially once you factor in a motor, gear, and fuel.
The power gap is worth calling out. Rated to 200 hp, the Key Largo 2100 WI 2013 has a 60-hp advantage over the Key Largo 186 2010's 140-hp ceiling — enough to notice on acceleration and at cruising speed, particularly with a full passenger load. Fuel capacity breaks the other way: the Key Largo 2100 WI 2013 carries 85 gallons versus 35 gallons in the Key Largo 186 2010. On a lake day that's negligible, but for coastal cruising or long reservoir runs the extra range matters.
For family outings this is probably the sharpest distinction between the two. The Key Largo 2100 WI 2013 is rated for 8 passengers, while the Key Largo 186 2010 caps at 7. If you're regularly pulling extended family or a group of friends onto the water, the extra seats on the Key Largo 2100 WI 2013 could be the deciding factor.
Bottom line: Choose the Key Largo 2100 WI 2013 if your priority is putting more people on the water — it handles 8 passengers and at 21,0 ft it has the deck room to back that rating up comfortably. The Key Largo 186 2010 is the smarter pick if you want a lighter, easier-to-trailer boat rated for 7 that costs less to run day-to-day.