When two boats share the same hull type — in this case both the Hurricane Boats FD 196 4 OB 2012 and the Hurricane Boats SS 220 OB 2013 are tri-hull designs with fiberglass construction — the buying decision usually comes down to a handful of practical questions: how many people are you putting on the water, how far do you trailer, and what does your tow vehicle weigh?

Size is the most obvious dividing line here. The Hurricane Boats SS 220 OB 2013 measures 22,0 feet overall (2013), giving it roughly 3,2 additional feet of deck space compared to the Hurricane Boats FD 196 4 OB 2012 at 18,8 feet (2012). Weight tells a clearer story for trailering families: the Hurricane Boats SS 220 OB 2013 tips the scales at 4 554 lbs — 1 586 lbs less than the Hurricane Boats FD 196 4 OB 2012 at 2 968 lbs. That difference is meaningful if you're working within a half-ton or three-quarter-ton truck's tow rating, especially once you factor in a motor, gear, and fuel.

The power gap is worth calling out. Rated to 250 hp, the Hurricane Boats SS 220 OB 2013 has a 100-hp advantage over the Hurricane Boats FD 196 4 OB 2012's 150-hp ceiling — enough to notice on acceleration and at cruising speed, particularly with a full passenger load. Fuel capacity breaks the other way: the Hurricane Boats SS 220 OB 2013 carries 56 gallons versus 29 gallons in the Hurricane Boats FD 196 4 OB 2012. On a lake day that's negligible, but for coastal cruising or long reservoir runs the extra range matters.

For family outings this is probably the sharpest distinction between the two. The Hurricane Boats SS 220 OB 2013 is rated for 10 passengers, while the Hurricane Boats FD 196 4 OB 2012 caps at 9. If you're regularly pulling extended family or a group of friends onto the water, the extra seats on the Hurricane Boats SS 220 OB 2013 could be the deciding factor.