Four Winns F224 2013 vs Four Winns HD3 Surf 2021 - Boat Spec Comparison

Q: Which is the larger boat — the Four Winns F224 2013 or the Four Winns HD3 Surf 2021?

The Four Winns F224 2013 is the longer of the two at 23,7 feet overall. The Four Winns HD3 Surf 2021 comes in at 22,0 feet, making it roughly 1,7 ft shorter — a meaningful difference in deck room and overall on-water presence.

Q: Which is easier to trailer — the Four Winns F224 2013 or the Four Winns HD3 Surf 2021?

For trailering, the Four Winns F224 2013 has the edge at 424 lbs dry weight versus 4 170 lbs for the Four Winns HD3 Surf 2021. Add a motor (typically 300–500 lbs for an outboard in this class), gear, and a partial fuel load and the difference grows. Lighter is friendlier on smaller tow vehicles and on fuel economy while hauling.

Q: How many people can each boat hold?

The Four Winns F224 2013 is Coast Guard rated for 13 passengers, while the Four Winns HD3 Surf 2021 is certified for 6. Note that legal capacity and comfortable capacity aren't always the same thing — on a full day out, most experienced boaters aim for about 80% of the rated number to keep things comfortable.

Q: Do these boats require an oversize trailer permit to tow on US highways?

Both the Four Winns F224 2013 and Four Winns HD3 Surf 2021 share an 8 ft. 6 in. (2.59 m) beam — meaning both sit right at the 8’6" threshold that most US states use for standard-width loads. In most states you can tow at that width without a special permit, but regulations vary. Always check the rules for your state and any states you'll be passing through before your first long haul.

Q: Which boat has the larger fuel tank — the Four Winns F224 2013 or the Four Winns HD3 Surf 2021?

The Four Winns HD3 Surf 2021 has the bigger tank at 44 gallons, versus 5 gallons on the Four Winns F224 2013. That 39-gallon difference translates to roughly 117–195 nautical miles of additional range at cruising speed, depending on motor, load, and conditions.

Q: Are the Four Winns F224 2013 and Four Winns HD3 Surf 2021 from the same manufacturer?

Yes — both the Four Winns F224 2013 and the Four Winns HD3 Surf 2021 are built by Four Winns. That means shared dealer networks, common parts availability, and consistent build quality across the line. The choice between them is essentially a question of how much boat you need, not which brand you trust.

Boat Comparison

Four Winns F224 2013 vs Four Winns HD3 Surf 2021

Four Winns

Four Winns F224 2013

2013

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Four Winns

Four Winns HD3 Surf 2021

2021

View full specs →

Detailed Evaluation & Buyer Recommendation

Four Winns F224 2013 vs Four Winns HD3 Surf 2021 — Same Brand, Different Boat

The Four Winns F224 2013 vs Four Winns HD3 Surf 2021 comparison sits squarely in the category of decisions where specs alone won't tell the whole story — intended use, storage, and long-term ownership costs all factor in.

On paper these two are close siblings in the size department — Four Winns F224 2013 at 23,7 ft versus Four Winns HD3 Surf 2021 at 22,0 ft. Weight tells a clearer story for trailering families: the Four Winns HD3 Surf 2021 tips the scales at 4 170 lbs — 3 746 lbs less than the Four Winns F224 2013 at 424 lbs. That difference is meaningful if you're working within a half-ton or three-quarter-ton truck's tow rating, especially once you factor in a motor, gear, and fuel.

For family outings this is probably the sharpest distinction between the two. The Four Winns F224 2013 is rated for 13 passengers, while the Four Winns HD3 Surf 2021 caps at 6. If you're regularly pulling extended family or a group of friends onto the water, the extra seats on the Four Winns F224 2013 could be the deciding factor.

Bottom line: Choose the Four Winns F224 2013 if your priority is putting more people on the water — it handles 13 passengers and at 23,7 ft it has the deck room to back that rating up comfortably. The Four Winns HD3 Surf 2021 is the smarter pick if you want a lighter, easier-to-trailer boat rated for 6 that costs less to run day-to-day.

General Boat Info

MakeFour Winns

Makenot available

ModelF224

Modelnot available

Model Year2013

Model Yearnot available

Measurements / Dimensions

Beam8 ft. 6 in. (2.59 m)

Beam8.50 ft

Beam - Meters2.59

Beam - Inches102

Bridge clearance - Detail4 ft. 6 in. (1.37 m)

Bridge clearance - Detailnot available

Bridge clearance - Meters1.37

Bridge clearance - Metersnot available

Bridge clearance - Inches54

Bridge clearance - Inchesnot available

Deadrise17℃

Deadrisenot available

Draft [drive up] - Detail14 in. (36 cm)

Draft [drive up] - Detailnot available

Draft [drive up] meters0.36

Draft [drive up] metersnot available

Draft [drive up] inches14

Draft [drive up] inchesnot available

Draft [max] - Detail31 in. (79 cm)

Draft [max] - Detail5.50 ft

Draft [max] - Meters0.79

Draft [max] - Meters1.68

Draft [max] - Inches31

Draft [max] - Inches66

Weight - Detail4,150 - 4,240 lbs. (1,880 - 1,920 kg) with engine

Weight - Detailnot available

Weight - kg1923.23

Weight - kgnot available

Weight - lbs.424

Weight - lbs.not available

Height - Detail6 ft. 2 in. (1.88 m) with windshield 5 ft. 7 in. (1.71 m) with wind deflector

Height - Detailnot available

Height - Meters1.88

Height - Metersnot available

Height - Inches74

Height - Inchesnot available

Length - Feet23.67

Length - Feet22

Length [over all with swim platform]23 ft. 8 in. (7.21 m)

Length [over all with swim platform]not available

Length overall - Detail21 ft. (6.4 m) with out swim platform

Length overall - Detail22.00 ft

Length overall - Meters6.4

Length overall - Meters6.71

Length overall - Inches252

Length overall - Inches264

Draft Minnot available

Draft Min3.00 ft

Displacementnot available

Displacement4170.00 lbs

Body / Hull

Hull materialFiberglass

Hull materialnot available

Hull typeModified Vee

Hull typenot available

Engine and Drivetrain

Engine makeMerCruiser or Volvo

Engine makeVolvo Penta

Fuel tank capacity - Detail50 gal. (189 l)

Fuel tank capacity - Detailnot available

Fuel tank capacity - Liters189.27

Fuel tank capacity - Liters166.56

Fuel tank capacity - Gal5

Fuel tank capacity - Gal44

Fuel typeGas or Diesel

Fuel typenot available

Drive typeI/O

Drive typenot available

Operational Info

Water capacityPotable: 12 gal. (45 l)

Water capacitynot available

Maximum capacity1,900 lbs. (862 kg)

Maximum capacitynot available

Maximum people13

Maximum peoplenot available

Holding tank capacity - Detail2.6 gal. (9.8 l)

Holding tank capacity - Detailnot available

Holding tank capacity - Liters11.36

Holding tank capacity - Litersnot available

Holding tank capacity - Gal2.6

Holding tank capacity - Galnot available

Boat typenot available

Boat typePower

Trailer Info

Trailer - DetailColor-matched, tandem axle with tandem disc brakes

Trailer - Detailnot available

Trailer - Height8 ft. (2.44 m) wakeboard tower down 10 ft. 10 in. (3.30 m) wakeboard tower up 8 ft. (2.44 m) with windshield 7 ft. 5 in. (2.26 m) with wind deflector

Trailer - Heightnot available

Trailer - Length over all25 ft. 7 in. (7.8 m)

Trailer - Length over allnot available

Trailer - Weight1,365 lbs. (619 kg)

Trailer - Weightnot available

Four Winns F224 2013 vs Four Winns HD3 Surf 2021 — Common Questions

Which is the larger boat — the Four Winns F224 2013 or the Four Winns HD3 Surf 2021?

The Four Winns F224 2013 is the longer of the two at 23,7 feet overall. The Four Winns HD3 Surf 2021 comes in at 22,0 feet, making it roughly 1,7 ft shorter — a meaningful difference in deck room and overall on-water presence.

Which is easier to trailer — the Four Winns F224 2013 or the Four Winns HD3 Surf 2021?

For trailering, the Four Winns F224 2013 has the edge at 424 lbs dry weight versus 4 170 lbs for the Four Winns HD3 Surf 2021. Add a motor (typically 300–500 lbs for an outboard in this class), gear, and a partial fuel load and the difference grows. Lighter is friendlier on smaller tow vehicles and on fuel economy while hauling.

How many people can each boat hold?

The Four Winns F224 2013 is Coast Guard rated for 13 passengers, while the Four Winns HD3 Surf 2021 is certified for 6. Note that legal capacity and comfortable capacity aren't always the same thing — on a full day out, most experienced boaters aim for about 80% of the rated number to keep things comfortable.

Do these boats require an oversize trailer permit to tow on US highways?

Both the Four Winns F224 2013 and Four Winns HD3 Surf 2021 share an 8 ft. 6 in. (2.59 m) beam — meaning both sit right at the 8’6" threshold that most US states use for standard-width loads. In most states you can tow at that width without a special permit, but regulations vary. Always check the rules for your state and any states you'll be passing through before your first long haul.

Which boat has the larger fuel tank — the Four Winns F224 2013 or the Four Winns HD3 Surf 2021?

The Four Winns HD3 Surf 2021 has the bigger tank at 44 gallons, versus 5 gallons on the Four Winns F224 2013. That 39-gallon difference translates to roughly 117–195 nautical miles of additional range at cruising speed, depending on motor, load, and conditions.

Are the Four Winns F224 2013 and Four Winns HD3 Surf 2021 from the same manufacturer?

Yes — both the Four Winns F224 2013 and the Four Winns HD3 Surf 2021 are built by Four Winns. That means shared dealer networks, common parts availability, and consistent build quality across the line. The choice between them is essentially a question of how much boat you need, not which brand you trust.

← Four Winns F224 2013 full specs ← Four Winns HD3 Surf 2021 full specs