When two boats share the same hull type — in this case both the Formula 40 Cruiser 2012 and the Formula 400 FX8 2013 are deep vee designs with fiberglass construction — the buying decision usually comes down to a handful of practical questions: how many people are you putting on the water, how far do you trailer, and what does your tow vehicle weigh?

On paper these two are close siblings in the size department — Formula 40 Cruiser 2012 at 40,8 ft versus Formula 400 FX8 2013 at 41,5 ft. Weight tells a clearer story for trailering families: the Formula 40 Cruiser 2012 tips the scales at 2 155 lbs — 1 974 lbs more than the Formula 400 FX8 2013 at 181 lbs. That difference is meaningful if you're working within a half-ton or three-quarter-ton truck's tow rating, especially once you factor in a motor, gear, and fuel.

Both boats are rated for 12 passengers — a good fit for a family of four or five plus guests. Comfort at capacity is another matter; the longer hull typically means more seat options and better weight distribution.