Formula 40 Cruiser 2005 boat specs
Formula
Formula 40 Cruiser 2005
2005
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VS
Formula 45 Yacht 2007 boat specs
Formula
Formula 45 Yacht 2007
2007
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Formula 40 Cruiser 2005 vs Formula 45 Yacht 2007 — Same Brand, Different Boat

The Formula 40 Cruiser 2005 vs Formula 45 Yacht 2007 comparison sits squarely in the category of decisions where specs alone won't tell the whole story — intended use, storage, and long-term ownership costs all factor in.

On paper these two are close siblings in the size department — Formula 40 Cruiser 2005 at 42,0 ft versus Formula 45 Yacht 2007 at 45,0 ft. Weight tells a clearer story for trailering families: the Formula 40 Cruiser 2005 tips the scales at 19 704 lbs — 19 379 lbs more than the Formula 45 Yacht 2007 at 325 lbs. That difference is meaningful if you're working within a half-ton or three-quarter-ton truck's tow rating, especially once you factor in a motor, gear, and fuel.

For family outings this is probably the sharpest distinction between the two. The Formula 45 Yacht 2007 is rated for 13 passengers, while the Formula 40 Cruiser 2005 caps at 12. If you're regularly pulling extended family or a group of friends onto the water, the extra seats on the Formula 45 Yacht 2007 could be the deciding factor.

Bottom line: Choose the Formula 45 Yacht 2007 if your priority is putting more people on the water — it handles 13 passengers and at 45,0 ft it has the deck room to back that rating up comfortably. The Formula 40 Cruiser 2005 is the smarter pick if you want a lighter, easier-to-trailer boat rated for 12 that costs less to run day-to-day.
General Boat Info
MakeFormula
MakeFormula
Model40 Cruiser
Model45 Yacht
Model Year2005
Model Year2007
Measurements / Dimensions
Beam12 ft. 8 in. (3.86 m)
Beam13 ft. 11 in. (4.24 m)
Beam - Meters3.86
Beam - Meters4.24
Beam - Inches152
Beam - Inches167
Bridge clearance - DetailLight Load: 11 ft. 10 in. (3.61 m) Light Load & Mast Light: 12 ft. 4 in. (3.76 m) Light Load w/Radar & Mast Light: 14 ft. 6 in. (4.28 m) Light Load w/Hardtop & Mast Light: 14 ft. 11 in. (4.55 m)
Bridge clearance - DetailLight Load: 12 ft. 10 in. (3.91 m) Light Load w/ Mast Light: 15 ft. 5 in. (4.7 m) Light Load w/ Radar: 13 ft. 10 in. (4.22 m)
Bridge clearance - Meters4.55
Bridge clearance - Meters4.7
Bridge clearance - Inches179
Bridge clearance - Inches185
Deadrise18℃
Deadrise18℃
Draft [max] - Detail35 in. (.89 m)
Draft [max] - Detail41 in. (1.04 m)
Draft [max] - Meters0.89
Draft [max] - Meters1.04
Draft [max] - Inches35
Draft [max] - Inches41
Weight - DetailGas: 18,510 lbs. (8,396 kg) Diesel: 19,304 lbs. (8,756 kg) W/Hardtop - Gas: 18,910 lbs. (8,577 kg) W/Hardtop - Diesel: 19,704 lbs. (8,938 kg)
Weight - Detail32,500 lbs. (14,742 kg)
Weight - kg8937.58
Weight - kg14741.74
Weight - lbs.19704
Weight - lbs.325
Length - Meters12.98
Length - Meters13.72
Length - Feet42
Length - Feet45
Length - Inches7
Length - Inchesnot available
Length overall - Detail42 ft. 7 in. (12.98 m) Less Bow Platform: 40 ft. 10 in. (12.45 m)
Length overall - Detail45 ft. 0 in. (13.72 m)
Length overall - Meters12.98
Length overall - Meters13.72
Length overall - Inches511
Length overall - Inches54
Length [over all with swim platform]not available
Length [over all with swim platform]48 ft. 1 in. (14.68 m)
Engine and Drivetrain
Engine/s standardMerCruiser® Twin 8.1 S High Output w/CWC
Engine/s standardCummins Twin QSC 540 Diesel
Fuel tank capacity - Detail250 gal. (946 l)
Fuel tank capacity - Detail350 gal. (1,325 l)
Fuel tank capacity - Liters946.35
Fuel tank capacity - Liters1324.89
Fuel tank capacity - Gal25
Fuel tank capacity - Gal35
Drive typeInboard
Drive typeInboard
Fuel typenot available
Fuel typeDiesel
Operational Info
Headroom6 ft. 9 in. (2.06 m)
Headroom6 ft. 11 in. (2.11 m) Guest Stateroom: 5 ft. 8 in. (1.73 m)
Water capacity55 gal. (208 l)
Water capacity100 gal. (379 l)
Holding tank capacity - Detail57 gal. (216 l)
Holding tank capacity - Detail75 gal. (284 l)
Holding tank capacity - Liters215.77
Holding tank capacity - Liters283.91
Holding tank capacity - Gal57
Holding tank capacity - Gal75
Body / Hull
Hull materialnot available
Hull materialFiberglass

Formula 40 Cruiser 2005 vs Formula 45 Yacht 2007 — Common Questions

Which is the larger boat — the Formula 40 Cruiser 2005 or the Formula 45 Yacht 2007?
The Formula 45 Yacht 2007 is the longer of the two at 45,0 feet overall. The Formula 40 Cruiser 2005 comes in at 42,0 feet, making it roughly 3,0 ft shorter — a meaningful difference in deck room and overall on-water presence.
Which is easier to trailer — the Formula 40 Cruiser 2005 or the Formula 45 Yacht 2007?
For trailering, the Formula 45 Yacht 2007 has the edge at 325 lbs dry weight versus 19 704 lbs for the Formula 40 Cruiser 2005. Add a motor (typically 300–500 lbs for an outboard in this class), gear, and a partial fuel load and the difference grows. Lighter is friendlier on smaller tow vehicles and on fuel economy while hauling.
How many people can each boat hold?
The Formula 40 Cruiser 2005 is Coast Guard rated for 12 passengers, while the Formula 45 Yacht 2007 is certified for 13. Note that legal capacity and comfortable capacity aren't always the same thing — on a full day out, most experienced boaters aim for about 80% of the rated number to keep things comfortable.
Which boat is wider, and does it affect trailering?
The Formula 45 Yacht 2007 measures 167" wide, compared to 152" for the Formula 40 Cruiser 2005. The US standard-width towing limit is 8’6" (102") in most states — anything over that may need a wide-load permit. Confirm your specific route requirements with each state's DOT.
Which boat has the larger fuel tank — the Formula 40 Cruiser 2005 or the Formula 45 Yacht 2007?
The Formula 45 Yacht 2007 has the bigger tank at 35 gallons, versus 25 gallons on the Formula 40 Cruiser 2005. That 10-gallon difference translates to roughly 30–50 nautical miles of additional range at cruising speed, depending on motor, load, and conditions.
Are the Formula 40 Cruiser 2005 and Formula 45 Yacht 2007 from the same manufacturer?
Yes — both the Formula 40 Cruiser 2005 and the Formula 45 Yacht 2007 are built by Formula. That means shared dealer networks, common parts availability, and consistent build quality across the line. The choice between them is essentially a question of how much boat you need, not which brand you trust.