When two boats share the same hull type — in this case both the Ebbtide 224 SE Cuddy 2013 and the Ebbtide 2640 Z-Trak SS Bow Rider 2010 are deep vee designs with fiberglass construction — the buying decision usually comes down to a handful of practical questions: how many people are you putting on the water, how far do you trailer, and what does your tow vehicle weigh?
Size is the most obvious dividing line here. The Ebbtide 2640 Z-Trak SS Bow Rider 2010 measures 26,3 feet overall (2010), giving it roughly 5,5 additional feet of deck space compared to the Ebbtide 224 SE Cuddy 2013 at 20,8 feet (2013). Weight tells a clearer story for trailering families: the Ebbtide 224 SE Cuddy 2013 tips the scales at 3 456 lbs — 3 404 lbs more than the Ebbtide 2640 Z-Trak SS Bow Rider 2010 at 52 lbs. That difference is meaningful if you're working within a half-ton or three-quarter-ton truck's tow rating, especially once you factor in a motor, gear, and fuel.
The power gap is worth calling out. Rated to 420 hp, the Ebbtide 2640 Z-Trak SS Bow Rider 2010 has a 120-hp advantage over the Ebbtide 224 SE Cuddy 2013's 300-hp ceiling — enough to notice on acceleration and at cruising speed, particularly with a full passenger load. Fuel capacity breaks the other way: the Ebbtide 224 SE Cuddy 2013 carries 45 gallons versus 7 gallons in the Ebbtide 2640 Z-Trak SS Bow Rider 2010. On a lake day that's negligible, but for coastal cruising or long reservoir runs the extra range matters.
For family outings this is probably the sharpest distinction between the two. The Ebbtide 2640 Z-Trak SS Bow Rider 2010 is rated for 13 passengers, while the Ebbtide 224 SE Cuddy 2013 caps at 10. If you're regularly pulling extended family or a group of friends onto the water, the extra seats on the Ebbtide 2640 Z-Trak SS Bow Rider 2010 could be the deciding factor.
Bottom line: Choose the Ebbtide 2640 Z-Trak SS Bow Rider 2010 if your priority is putting more people on the water — it handles 13 passengers and at 26,3 ft it has the deck room to back that rating up comfortably. The Ebbtide 224 SE Cuddy 2013 is the smarter pick if you want a lighter, easier-to-trailer boat rated for 10 that costs less to run day-to-day.