When two boats share the same hull type — in this case both the Cobia Boats 172CC 2013 and the Cobia Boats 186CC 2013 are modified vee designs with fiberglass construction — the buying decision usually comes down to a handful of practical questions: how many people are you putting on the water, how far do you trailer, and what does your tow vehicle weigh?
On paper these two are close siblings in the size department — Cobia Boats 172CC 2013 at 17,2 ft versus Cobia Boats 186CC 2013 at 18,4 ft. Weight tells a clearer story for trailering families: the Cobia Boats 186CC 2013 tips the scales at 168 lbs — 150 lbs less than the Cobia Boats 172CC 2013 at 18 lbs. That difference is meaningful if you're working within a half-ton or three-quarter-ton truck's tow rating, especially once you factor in a motor, gear, and fuel.
The power gap is worth calling out. Rated to 115 hp, the Cobia Boats 186CC 2013 has a 25-hp advantage over the Cobia Boats 172CC 2013's 90-hp ceiling — enough to notice on acceleration and at cruising speed, particularly with a full passenger load. Fuel capacity breaks the other way: the Cobia Boats 172CC 2013 carries 33 gallons versus 3 gallons in the Cobia Boats 186CC 2013. On a lake day that's negligible, but for coastal cruising or long reservoir runs the extra range matters.
Both boats are rated for 5 passengers — a good fit for a family of four or five plus guests. Comfort at capacity is another matter; the longer hull typically means more seat options and better weight distribution.
Bottom line: Performance buyers should lean toward the Cobia Boats 186CC 2013 and its 115-hp ceiling. If fuel economy and quieter running matter more than top-end speed, the Cobia Boats 172CC 2013 with its 90-hp rating is the more economical daily driver.