When two boats share the same hull type — in this case both the Cobalt Boats 262 2009 and the Cobalt Boats 296 2010 are deep vee designs with fiberglass construction — the buying decision usually comes down to a handful of practical questions: how many people are you putting on the water, how far do you trailer, and what does your tow vehicle weigh?

Size is the most obvious dividing line here. The Cobalt Boats 296 2010 measures 30,2 feet overall (2010), giving it roughly 4,6 additional feet of deck space compared to the Cobalt Boats 262 2009 at 25,6 feet (2009). Weight tells a clearer story for trailering families: the Cobalt Boats 262 2009 tips the scales at 5 425 lbs — 4 551 lbs more than the Cobalt Boats 296 2010 at 874 lbs. That difference is meaningful if you're working within a half-ton or three-quarter-ton truck's tow rating, especially once you factor in a motor, gear, and fuel.

The power gap is worth calling out. Rated to 420 hp, the Cobalt Boats 296 2010 has a 414-hp advantage over the Cobalt Boats 262 2009's 6-hp ceiling — enough to notice on acceleration and at cruising speed, particularly with a full passenger load. Fuel capacity breaks the other way: the Cobalt Boats 296 2010 carries 123 gallons versus 73 gallons in the Cobalt Boats 262 2009. On a lake day that's negligible, but for coastal cruising or long reservoir runs the extra range matters.

The Cobalt Boats 262 2009 is rated for up to 2 people. Passenger data for the Cobalt Boats 296 2010 wasn't available.