Both the Checkmate ZT 240 2012 and the Checkmate ZT 244 2009 are deep-V designs, both built in fibreglass, so the buying decision usually comes down to a handful of practical questions: how many people are you putting on the water, how far do you trailer, and what does your tow vehicle weigh?
On paper these two are close siblings in the size department - Checkmate ZT 240 2012 at 24,1 ft versus Checkmate ZT 244 2009 at 24,0 ft. Weight tells a clearer story for trailering families: the Checkmate ZT 244 2009 tips the scales at 3 750 lbs - 150 lbs less than the Checkmate ZT 240 2012 at 3 600 lbs. That difference is meaningful if you're working within a half-ton or three-quarter-ton truck's tow rating, especially once you factor in a motor, gear, and fuel.
The power gap is worth calling out. Rated to 525 hp, the Checkmate ZT 244 2009 has a 100-hp advantage over the Checkmate ZT 240 2012's 425-hp ceiling - enough to notice on acceleration and at cruising speed, particularly with a full passenger load. Fuel capacity breaks the other way: the Checkmate ZT 244 2009 carries 80 gallons versus 75 gallons in the Checkmate ZT 240 2012. On a lake day that's negligible, but for coastal cruising or long reservoir runs the extra range matters.
The Checkmate ZT 240 2012 is rated for up to 7 people. Passenger data for the Checkmate ZT 244 2009 wasn't available.
Bottom line: Performance buyers should lean toward the Checkmate ZT 244 2009 and its 525-hp ceiling. If fuel economy and quieter running matter more than top-end speed, the Checkmate ZT 240 2012 with its 425-hp rating is the more economical daily driver.