When two boats share the same hull type — in this case both the Charger 475 2008 and the Charger 496 2012 are modified vee designs with composite construction — the buying decision usually comes down to a handful of practical questions: how many people are you putting on the water, how far do you trailer, and what does your tow vehicle weigh?
Size is the most obvious dividing line here. The Charger 496 2012 measures 20,5 feet overall (2012), giving it roughly 18,5 additional feet of deck space compared to the Charger 475 2008 at 2,0 feet (2008). Weight tells a clearer story for trailering families: the Charger 496 2012 tips the scales at 165 lbs — 147 lbs less than the Charger 475 2008 at 18 lbs. That difference is meaningful if you're working within a half-ton or three-quarter-ton truck's tow rating, especially once you factor in a motor, gear, and fuel.
Both boats share a closely matched power ceiling — 6 hp for the Charger 475 2008 and 6 hp for the Charger 496 2012. Real-world performance will come down more to which motor is actually bolted on, its load at the time, and whether it's a 4-stroke or 2-stroke setup. Fuel capacity breaks the other way: the Charger 496 2012 carries 44 gallons versus 4 gallons in the Charger 475 2008. On a lake day that's negligible, but for coastal cruising or long reservoir runs the extra range matters.
Both boats are rated for 6 passengers — a good fit for a family of four or five plus guests. Comfort at capacity is another matter; the longer hull typically means more seat options and better weight distribution.
Bottom line: The Charger 496 2012 at 20,5 ft is the right call if deck space, comfort, and entertaining are top of your list. The Charger 475 2008 at 2,0 ft wins on trailering ease, likely lower purchase price, and simpler docking — a solid choice for a buyer who wants more boat for less money.