The Charger 186 DC 2007 vs Charger 475 2008 comparison sits squarely in the category of decisions where specs alone won't tell the whole story: intended use, storage, and long-term ownership costs all factor in.
On paper these two are close siblings in the size department - Charger 186 DC 2007 at 18,0 ft versus Charger 475 2008 at 20,0 ft. Weight tells a clearer story for trailering families: the Charger 475 2008 tips the scales at 1 800 lbs - 500 lbs less than the Charger 186 DC 2007 at 1 300 lbs. That difference is meaningful if you're working within a half-ton or three-quarter-ton truck's tow rating, especially once you factor in a motor, gear, and fuel.
The power gap is worth calling out. Rated to 175 hp, the Charger 186 DC 2007 has a 169-hp advantage over the Charger 475 2008's 6-hp ceiling - enough to notice on acceleration and at cruising speed, particularly with a full passenger load. Fuel capacity breaks the other way: the Charger 475 2008 carries 40 gallons versus 30 gallons in the Charger 186 DC 2007. On a lake day that's negligible, but for coastal cruising or long reservoir runs the extra range matters.
For family outings this is probably the sharpest distinction between the two. The Charger 475 2008 is rated for 6 passengers, while the Charger 186 DC 2007 caps at 5. If you're regularly pulling extended family or a group of friends onto the water, the extra seats on the Charger 475 2008 could be the deciding factor.
Bottom line: Choose the Charger 475 2008 if your priority is putting more people on the water - it handles 6 passengers and at 20,0 ft it has the deck room to back that rating up comfortably. The Charger 186 DC 2007 is the smarter pick if you want a lighter, easier-to-trailer boat rated for 5 that costs less to run day-to-day.