When two boats share the same hull type — in this case both the Chaparral 264 Xtreme 2012 and the Chaparral SSi 220 Bow Rider 2008 are deep vee designs with fiberglass construction — the buying decision usually comes down to a handful of practical questions: how many people are you putting on the water, how far do you trailer, and what does your tow vehicle weigh?

Size is the most obvious dividing line here. The Chaparral 264 Xtreme 2012 measures 26,3 feet overall (2012), giving it roughly 5,3 additional feet of deck space compared to the Chaparral SSi 220 Bow Rider 2008 at 21,0 feet (2008). Weight tells a clearer story for trailering families: the Chaparral SSi 220 Bow Rider 2008 tips the scales at 365 lbs — 307 lbs less than the Chaparral 264 Xtreme 2012 at 58 lbs. That difference is meaningful if you're working within a half-ton or three-quarter-ton truck's tow rating, especially once you factor in a motor, gear, and fuel.

The power gap is worth calling out. Rated to 430 hp, the Chaparral 264 Xtreme 2012 has a 110-hp advantage over the Chaparral SSi 220 Bow Rider 2008's 320-hp ceiling — enough to notice on acceleration and at cruising speed, particularly with a full passenger load. Fuel capacity breaks the other way: the Chaparral SSi 220 Bow Rider 2008 carries 56 gallons versus 8 gallons in the Chaparral 264 Xtreme 2012. On a lake day that's negligible, but for coastal cruising or long reservoir runs the extra range matters.