When two boats share the same hull type — in this case both the Chaparral 220 SSi Sportboat 2004 and the Chaparral 246 SSi WT 2012 are modified vee designs with composite construction — the buying decision usually comes down to a handful of practical questions: how many people are you putting on the water, how far do you trailer, and what does your tow vehicle weigh?

Both boats share a closely matched power ceiling — 320 hp for the Chaparral 220 SSi Sportboat 2004 and 320 hp for the Chaparral 246 SSi WT 2012. Real-world performance will come down more to which motor is actually bolted on, its load at the time, and whether it's a 4-stroke or 2-stroke setup. Fuel capacity breaks the other way: the Chaparral 246 SSi WT 2012 carries 65 gallons versus 56 gallons in the Chaparral 220 SSi Sportboat 2004. On a lake day that's negligible, but for coastal cruising or long reservoir runs the extra range matters.

For family outings this is probably the sharpest distinction between the two. The Chaparral 246 SSi WT 2012 is rated for 14 passengers, while the Chaparral 220 SSi Sportboat 2004 caps at 12. If you're regularly pulling extended family or a group of friends onto the water, the extra seats on the Chaparral 246 SSi WT 2012 could be the deciding factor.