When two boats share the same hull type — in this case both the Champion Boats 198 CX 2010 and the Champion Boats 220 Bay 2009 are modified vee designs with composite construction — the buying decision usually comes down to a handful of practical questions: how many people are you putting on the water, how far do you trailer, and what does your tow vehicle weigh?
On paper these two are close siblings in the size department — Champion Boats 198 CX 2010 at 19,7 ft versus Champion Boats 220 Bay 2009 at 21,5 ft. Weight tells a clearer story for trailering families: the Champion Boats 198 CX 2010 tips the scales at 195 lbs — 173 lbs more than the Champion Boats 220 Bay 2009 at 22 lbs. That difference is meaningful if you're working within a half-ton or three-quarter-ton truck's tow rating, especially once you factor in a motor, gear, and fuel.
Both boats share a closely matched power ceiling — 225 hp for the Champion Boats 198 CX 2010 and 225 hp for the Champion Boats 220 Bay 2009. Real-world performance will come down more to which motor is actually bolted on, its load at the time, and whether it's a 4-stroke or 2-stroke setup. Fuel capacity breaks the other way: the Champion Boats 220 Bay 2009 carries 54 gallons versus 5 gallons in the Champion Boats 198 CX 2010. On a lake day that's negligible, but for coastal cruising or long reservoir runs the extra range matters.
For family outings this is probably the sharpest distinction between the two. The Champion Boats 220 Bay 2009 is rated for 7 passengers, while the Champion Boats 198 CX 2010 caps at 5. If you're regularly pulling extended family or a group of friends onto the water, the extra seats on the Champion Boats 220 Bay 2009 could be the deciding factor.
Bottom line: Choose the Champion Boats 220 Bay 2009 if your priority is putting more people on the water — it handles 7 passengers and at 21,5 ft it has the deck room to back that rating up comfortably. The Champion Boats 198 CX 2010 is the smarter pick if you want a lighter, easier-to-trailer boat rated for 5 that costs less to run day-to-day.