The Bayliner 245 2004 vs Bayliner 320 Cruiser 2009 comparison sits squarely in the category of decisions where specs alone won't tell the whole story — intended use, storage, and long-term ownership costs all factor in.

The Bayliner 320 Cruiser 2009 tops out at 300 hp. Engine specs for the Bayliner 245 2004 aren't listed — confirm with a dealer before selecting an outboard.Fuel capacity breaks the other way: the Bayliner 245 2004 carries 65 gallons versus 16 gallons in the Bayliner 320 Cruiser 2009. On a lake day that's negligible, but for coastal cruising or long reservoir runs the extra range matters.

For family outings this is probably the sharpest distinction between the two. The Bayliner 320 Cruiser 2009 is rated for 10 passengers, while the Bayliner 245 2004 caps at 7. If you're regularly pulling extended family or a group of friends onto the water, the extra seats on the Bayliner 320 Cruiser 2009 could be the deciding factor.