The Bayliner 195 2010 is a deep-V design and the Bayliner 197 SD 2011 is a modified-V design, so you're likely deciding between two noticeably different on-water experiences. Hull type shapes everything from ride quality and fuel burn to dock handling and resale trajectory.

On paper these two are close siblings in the size department - Bayliner 195 2010 at 19,0 ft versus Bayliner 197 SD 2011 at 18,6 ft. Weight tells a clearer story for trailering families: the Bayliner 195 2010 tips the scales at 3 020 lbs - 325 lbs more than the Bayliner 197 SD 2011 at 2 695 lbs. That difference is meaningful if you're working within a half-ton or three-quarter-ton truck's tow rating, especially once you factor in a motor, gear, and fuel.

The power gap is worth calling out. Rated to 260 hp, the Bayliner 195 2010 has a 70-hp advantage over the Bayliner 197 SD 2011's 190-hp ceiling - enough to notice on acceleration and at cruising speed, particularly with a full passenger load. Both carry nearly identical fuel loads - 35 gal and 35 gal - so range won't be a tiebreaker here.

For family outings this is probably the sharpest distinction between the two. The Bayliner 197 SD 2011 is rated for 10 passengers, while the Bayliner 195 2010 caps at 9. If you're regularly pulling extended family or a group of friends onto the water, the extra seats on the Bayliner 197 SD 2011 could be the deciding factor.